Lake County property record for 450 E Beach St, Groveland, FL 34736
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,156 sqft · built 1961 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $82,000 (Jun 1998) |
| Tax Bill | $759 (2024) |
| Deeds & Mortgages | Mar 2017 Reverse Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-22-24-1100-131-00400 |
| Primary APN | 24-22-24-1100-131-00400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 222 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 524 sqft |
| Utility Building | 2,192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1642582 |
|---|---|
| Street Address | 450 E BEACH ST |
| City | GROVELAND |
| State | FL |
| Zip | 34736-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROVELAND E 40 FT OF LOT 4 W 40 FT OF LOT 5 BLK 131 PB 2 PG 7 ORB 1615 PG 1162 |
| Legal Range | 24E |
| Legal Township | 22S |
| Legal Section | 24 |
| Legal Subdivision | GROVELAND |
| Legal Tract | 1100 |
| Legal Block | 131 |
| Legal Lot Number | 4-5 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | GROVELAND-MASCOTTE |
| Census Block Group | 2 |
| Census Block | 2118 |
| Census Tract | 31202 |
The current owner of 450 E Beach St bought it in June 1998.
Source: Lake County records, as of December 15, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 450 E BEACH ST, GROVELAND, FL 34736-2908 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2017 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Mar 8, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 1998 · Amount on File |
| Deed Sale | Jun 5, 1998 · Amount on File |
| Deed Document Number | 0161501162 |
| Deed Book / Page | 01615 / 01162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 450 E BEACH ST, GROVELAND, FL 34736-2908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049210957 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 4921/0957 |
| Instrument | 2017033284 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.43% |
| Type Change Date | Apr 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 450 E BEACH ST, GROVELAND, FL 34736-2908 |
| Document Number | 0049210971 |
| Instrument Date | Mar 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 450 E BEACH ST GROVELAND FL 347362908, GROVELAND, FL 34736-2908 |
| Document Number | 0049210971 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 004921/000971 |
| Instrument | 33285 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.43% |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Groveland City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,390 Land $69,750 Building $7,640 | $217,857 Land $69,750 Building $148,107 | |
| 2024 | $759.00 (+3.13%) | ||
| 2023 | $736.00 (-7.77%) Homeowner's exemption Disabled Person's exemption | $73,020 (+2.99%) | $158,673 (+24.47%) Land $46,500 Building $112,173 |
| 2022 | $798.00 Homeowner's exemption Disabled Person's exemption | $70,900 | $127,481 Land $24,000 Building $103,481 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 E Beach St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 6 (1999–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 E Beach St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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