433 E Beach St, Groveland, FL 34736 Property Records

Lake County property record for 433 E Beach St, Groveland, FL 34736

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,009 sqft · built 1970
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Oct 1998)
Tax Bill	$900 (2025)
Deeds & Mortgages	Oct 2026 Sale Aug 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-22-24-1100-127-00900`

Property Details

APN / Parcel Number

Primary APN	`24-22-24-1100-127-00900`
Alternative APN	`1642523`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,009 sqft Living Area
1st Floor Area	1,009 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	267 sqft
Carport	Carport
Carport Area	267 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1642523
Street Address	433 E BEACH ST
City	GROVELAND
State	FL
Zip	34736-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	GROVELAND WLY 15 FT OF LOT 9 LOT 10 BLK 127 PB 2 PG 7 ORB 1648 PG 2451
Legal Range	24E
Legal Township	22S
Legal Section	24
Legal Subdivision	GROVELAND
Legal Tract	1100
Legal Block	127
Legal Lot Number	9
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2096
Census Tract	31202

Owner

433 E Beach St is owned and occupied by two individuals who acquired it in October 2026.

Source: Lake County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	433 E BEACH ST, GROVELAND, FL 34736-2907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 1998 · Amount on File
Deed Sale	Oct 2, 1998 · Amount on File
Prior Sale	Apr 14, 1997 · Amount on File
Deed Book / Page	1648 / 2451
Last Transfer Date	Oct 6, 2026
Transfer Doc	0000123484
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE FL
Recording Date	Oct 7, 2026
Property Address	433 E BEACH ST, GROVELAND, FL 34736-2907
Document Number	0000123484
Book / Page	6826 / 287
Instrument Date	Oct 6, 2026
Instrument	2026123484
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	433 E BEACH ST, GROVELAND, FL 34736-2907

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Aug 4, 2026
Property Address	433 E BEACH ST, GROVELAND, FL 34736-2907
Document Number	0000095535
Book / Page	6788 / 2199
Instrument Date	Jul 30, 2026
Instrument	202695535
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 E BEACH ST, GROVELAND, FL 34736-2907

Mortgage

Document Number	0000095535,
Date	Aug 4, 2026
Book Page	6788/2199
Instrument	202695535

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	433 E BEACH ST, GROVELAND, FL 34736-2907
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 E BEACH ST, GROVELAND, FL 34736-2907

Mortgage

Document Number	0067012303
Date	Mar 17, 2026
Book Page	6701/2303
Instrument	2026032630

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	433 E BEACH ST, GROVELAND, FL 34736-2907
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 E BEACH ST, GROVELAND, FL 34736-2907

Mortgage

Document Number	0066700309
Date	Jan 23, 2026
Book Page	6670/309
Instrument	2026008672

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	433 E BEACH ST, GROVELAND, FL 34736-2907
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 E BEACH ST, GROVELAND, FL 34736-2907

Mortgage

Document Number	0060051810
Date	Aug 9, 2022
Book Page	6005/1810
Instrument	2022107872

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 433 E Beach St was $900 with a homeowner's exemption, up 8.3% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Groveland City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,340 (+2.9%)	$187,256 (-) Land $69,750 Building $117,506
2025	$900.00 (+8.3%) Homeowner's exemption	$75,160 Land $69,750 Building $5,410	$187,256 Land $69,750 Building $117,506
2024	$831.00 (+2.34%)
2023	$812.00 (+2.27%) Homeowner's exemption	$70,930 (+2.99%)	$130,695 (+26.47%) Land $41,850 Building $88,845
2022	$794.00 Homeowner's exemption	$68,870	$103,338 Land $21,600 Building $81,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 E Beach St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1999–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 E Beach St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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