Sarasota County property record for 450 Clover Rd, Venice, FL 34293
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,460 sqft · built 1971 |
| Lot Size | 0.24 acres (10,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Sep 2007) |
| Tax Bill | $3,250 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0436-06-0048 |
| Primary APN | 0436-06-0048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| Gross Area | 2,485 sqft |
| 1st Floor Area | 1,460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,450 sqft (0.24 acres) |
| Lot Dimensions | 110 ft deep x 95 ft wide |
| View / Lot | Mainland |
| Garage Type | Attached |
| Garage Area | 545 sqft |
| Pool Area | 384 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 509 sqft |
| Patio Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0436060048 |
|---|---|
| Street Address | 450 CLOVER RD |
| City | VENICE |
| State | FL |
| Zip | 34293-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | LOT 435 VENICE GARDENS UNIT 7 |
| Legal Range | 19E |
| Legal Township | 39S |
| Legal Section | 21 |
| Legal Subdivision | VENICE GARDENS UNIT 07 |
| Legal Tract | 1372 |
| Legal Lot Number | 435 |
| Legal Unit | 7 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | VENICE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2504 |
450 Clover Rd is owned and occupied by two individuals who bought it in September 2007.
Source: Sarasota County records, as of June 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 CLOVER RD, VENICE, FL 34293-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC |
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2007 · Amount on File |
| Deed Sale | Sep 21, 2007 · Amount on File |
| Prior Sale | Jun 21, 2007 |
| Deed Document Number | 2007145697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jun 5, 2026 |
| Property Address | 450 CLOVER RD, VENICE, FL 34293-2707 |
| Document Number | 0000077002 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202677002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 450 CLOVER RD, VENICE, FL 34293-2707 |
| Document Number | 0000077002, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202677002 |
| Name | AMERICAN NBRHD MORTGAGE ACCPTNC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate | 5.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 450 CLOVER RD, VENICE, FL 34293-2707 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 450 CLOVER RD, VENICE, FL 34293-2707 |
| Document Number | 0000071294 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022071294 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
The 2025 property tax bill for 450 Clover Rd was $3,250 with exemptions applied.
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,250.00 Homeowner's exemption Disabled Person's exemption | $260,700 Land $80,100 Building $180,600 | $260,700 Land $80,100 Building $180,600 |
| 2023 | $3,421.00 (+3.54%) Homeowner's exemption Disabled Person's exemption | $282,640 (+5.46%) | $300,700 (+12.2%) Land $89,400 Building $211,300 |
| 2022 | $3,304.00 Homeowner's exemption Disabled Person's exemption | $268,000 Land $92,400 Building $175,600 | $268,000 Land $92,400 Building $175,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Clover Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 5 (1992–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Clover Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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