438 Clover Rd, Venice, FL 34293 Property Records

Sarasota County property record for 438 Clover Rd, Venice, FL 34293

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,169 sqft · built 1970
Lot Size0.214 acres (9,350 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Aug 2023)
Tax Bill$2,777 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0436-06-0051

Property Details

APN / Parcel Number

Primary APN0436-06-0051

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,169 sqft Living Area
1st Floor Area1,169 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,350 sqft (0.214 acres)
Lot Dimensions110 ft deep x 85 ft wide
Garage TypeAttached
Garage Area371 sqft
PorchOpen Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address438 CLOVER RD
CityVENICE
StateFL
Zip34293-2707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOT 432 VENICE GARDENS UNIT 7
Legal Range19E
Legal Township39S
Legal Section21
Legal SubdivisionVENICE GARDENS UNIT 07
Legal Tract1372
Legal Lot Number432
Legal Unit7
JurisdictionSARASOTA FL
Township / Civil DivisionVENICE
Census Block Group1
Census Block1014
Census Tract2504

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 20368, SARASOTA, FL 34276-3368
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Warranty Deed, Transfer · Conventional Mortgage
TRUSTCO BANK
Jan 28, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2023 · Amount on Record
Deed SaleAug 11, 2023 · Amount on Record
Prior SaleJan 28, 2019 · Amount on Record
Deed Document Number2023126188
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateAug 11, 2023
Property Address438 CLOVER RD, VENICE, FL 34293-2707
Document Number0000126188
Map ReferenceMB 10 PG 2
Instrument DateAug 11, 2023
Instrument2023126188
Transaction TypeTransfer
Record UpdatedSep 26, 2023
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2827 VALLEY FORGE ST, SARASOTA, FL 34231-6127

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5714 WANETA PL, SARASOTA, FL 34231-4952

Mortgage

Document Number0000126189
DateAug 11, 2023
Instrument2023126189
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 11, 2048

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJan 28, 2019
Property Address438 CLOVER RD, VENICE, FL 34293-2707
Document Number0000010251
Instrument DateJan 23, 2019
Instrument10251
Transaction TypeTransfer
Record UpdatedFeb 6, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,204.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1209 YAWL WAY VENICE FL 342856451, VENICE, FL 34285-6451

Mortgage

Document Number10252
DateJan 28, 2019
Instrument10252
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2049

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,777.00 (-13.44%)$240,300 (-7.47%) Land $80,500 Building $159,800$240,300 (-7.47%) Land $80,500 Building $159,800
2023$3,208.00 (+10.32%)$259,700 (+12.67%) Land $88,900 Building $170,800$259,700 (+12.67%) Land $88,900 Building $170,800
2022$2,908.00$230,500 Land $91,300 Building $139,200$230,500 Land $91,300 Building $139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims5 (1992–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Clover Rd

Nearby Streets

Search Property Records by Address or Parcel Number