Grainger County property record for 450 Cave Rd, Rutledge, TN 37861
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,936 sqft · built 1995 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $982 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029087 01901 |
| Primary APN | 029087 01901 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Upper Floors Area | 608 sqft |
| Basement Area | 608 sqft |
| Unfinished Basement | 608 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 450 CAVE RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: G01 |
| Legal Subdivision | JOHNNY N KERR |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 500200 |
450 Cave Rd is owned and occupied by two individuals who acquired it in February 2020.
Source: Grainger County records, as of January 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 CAVE RD, RUTLEDGE, TN 37861-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2020 |
| Deed Sale | Feb 25, 2020 |
| Deed Document Number | 0000038385 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Property Address | 450 CAVE RD, RUTLEDGE, TN 37861-4321 |
| Document Number | 0000008113 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 450 CAVE RD RUTLEDGE TN 378614321, RUTLEDGE, TN 37861-4321 |
| Document Number | 0000008113 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 000383/000089 |
| Instrument | 8113 |
| Name | KNOXVILLE TVA EMP CU |
|---|---|
| Type | Credit Union |
| Address | KNOXVILLE, TN 37932-1962 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 22, 2030 |
The 2025 property tax bill for 450 Cave Rd was $982.
Source: Grainger County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $982.00 | $41,800 (-) Land $4,250 Building $37,550 | |
| 2024 | $982.00 | $41,800 (-) Land $4,250 Building $37,550 | |
| 2023 | $982.00 (+2.29%) | $41,800 (-) Land $4,250 Building $37,550 | |
| 2022 | $960.00 | $41,800 Land $4,250 Building $37,550 | |
| 2021 | $167,200 Land $17,000 Building $150,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Cave Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Cave Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
4G LTE (outdoors only), no 5G reported
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