Grainger County property record for 365 Cave Rd, Rutledge, TN 37861
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,016 sqft · built 1920 |
| Lot Size | 138 acres (6,036,110 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,050 (2025) |
| Deeds & Mortgages | Jun 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 029087 01900 |
| Primary APN | 029087 01900 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,016 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| Attic | Attic |
| Attic Area | 816 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,036,110 sqft (138 acres) |
| Terrain | Rolling |
| Porch | Patio |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 550 sqft |
| Pole Barn | 1,500 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 365 CAVE RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: G01 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 500200 |
365 Cave Rd, a rural home, is owned and occupied by an individual who acquired it in April 2026.
Source: Grainger County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 365 CAVE RD, RUTLEDGE, TN 37861-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 6, 2026 |
| Transfer Doc | 0000001222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GRAINGER TN |
| Property Address | 365 CAVE RD, RUTLEDGE, TN 37861-4321 |
| Document Number | 0000003522 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 365 CAVE RD RUTLEDGE TN 378614321, RUTLEDGE, TN 37861-4321 |
| Document Number | 0000003522 |
|---|---|
| Date | Dec 22, 2018 |
| Book Page | 000373/000962 |
| Instrument | 3522 |
| Name | ATLANTIC CAP BK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, TN 37760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 21, 2028 |
The 2025 property tax bill for 365 Cave Rd was $1,050.
Source: Grainger County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,050.00 Additional exemption filed | $44,700 Land $29,625 Building $15,075 | |
| 2023 | $1,050.00 Additional exemption filed | $44,700 (-) Land $29,625 Building $15,075 | |
| 2022 | $44,700 Land $29,625 Building $15,075 | ||
| 2021 | $345,900 Land $285,600 Building $60,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 365 Cave Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 365 Cave Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 81% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
4G LTE (outdoors only), no 5G reported
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