450 2nd Ave SE, Harmony, MN 55939 Property Records

Fillmore County property record for 450 2nd Ave SE, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,162 sqft · built 1930
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Jun 2023)
Tax Bill	$1,194 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15.0418.000`

Property Details

APN / Parcel Number

Primary APN	`15.0418.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,162 sqft Heated Area
Gross Area	1,392 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Exterior Material	Combination
Roof Type	Flat
Roof Material	Asphalt
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Street Address	450 2ND AVE SE
City	HARMONY
State	MN
Zip	55939-6605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TA TORGERSONS THIRD ADDITION LOT-8-9 BLOCK-002 LOT 9 & N 1/2 OF LOT 8 BLK 2 T.A. TORGERSONS THIRD ADDITION
Legal Subdivision	TA TORGERSONS THIRD ADDITION
Legal Block	2
Legal Lot Number	8-9
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	3
Census Block	3033
Census Tract	960500

Owner

450 2nd Ave SE is owned and occupied by an individual who bought it in June 2023.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	450 2ND AVE SE, HARMONY, MN 55939-6605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 5, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION
Nov 16, 2020	Deed of Trust, Mortgage · ARM ALTRA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Dec 16, 2013 · Amount on File
Deed Document Number	20231547575
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	450 2ND AVE SE, HARMONY, MN 55939-6605
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442995
Date	Jul 5, 2023
Instrument	442995

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Jul 5, 2023
Property Address	450 2ND AVE SE, HARMONY, MN 55939-6605
Document Number	0000442993
Instrument Date	Jun 16, 2023
Instrument	442993
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 2ND AVE SE, HARMONY, MN 55939-6605

Mortgage

Document Number	0000442994
Date	Jul 5, 2023
Instrument	442994

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	450 2ND AVE SE, HARMONY, MN 55939-6605
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439268
Date	Aug 1, 2022
Instrument	439268

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	450 2ND AVE SE, HARMONY, MN 55939-6605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	429555
Date	Nov 16, 2020
Instrument	429555

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 450 2nd Ave SE was $1,194 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,194.00 Homeowner's exemption	$110,400 (-7.23%) Land $18,900 Building $91,500	$110,400 (-7.23%) Land $18,900 Building $91,500
2025		$119,000 Land $18,900 Building $100,100	$119,000 Land $18,900 Building $100,100
2023		$94,500 (+3.28%) Land $9,900 Building $84,600	$94,500 (+3.28%) Land $9,900 Building $84,600
2022		$91,500 Land $20,000 Building $71,500	$91,500 Land $20,000 Building $71,500
2020	$960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 2nd Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 2nd Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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