440 2nd Ave SE, Harmony, MN 55939 Property Records

Fillmore County property record for 440 2nd Ave SE, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,330 sqft · built 1948
Lot Size	0.206 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,000 (Mar 2022)
Tax Bill	$2,798 (2026)
Deeds & Mortgages	Mar 2022 Sale Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15.0419.000`

Property Details

APN / Parcel Number

Primary APN	`15.0419.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,330 sqft Heated Area
Gross Area	1,796 sqft
Basement Area	420 sqft
Finished Basement	420 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2015
Exterior Material	Wood
Roof Type	Flat
Roof Material	Asphalt
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Area	528 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 2ND AVE SE
City	HARMONY
State	MN
Zip	55939-6605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TA TORGERSONS THIRD ADDITION LOT-010 BLOCK-002 LOT 10 & S 1/2 OF LOT 11 BLK 2 T.A. TORGERSONS THIRD ADDITION
Legal Subdivision	TA TORGERSONS THIRD ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	3
Census Block	3033
Census Tract	960500

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 383, SOMERS, WI 53171-0383
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer
Feb 4, 2022	Quit Claim Deed, Transfer Quitclaim
May 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage VIKING STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	May 17, 2021 · Amount on Record
Deed Document Number	20221387001
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Mar 11, 2022
Property Address	440 2ND AVE SE, HARMONY, MN 55939-6605
Document Number	0000437345
Instrument Date	Mar 4, 2022
Instrument	437345
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 383, SOMERS, WI 53171-0383

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FILLMORE MN
Recording Date	Feb 4, 2022
Property Address	440 2ND AVE SE, HARMONY, MN 55939-6605
Document Number	0000436896
Instrument Date	Feb 3, 2022
Instrument	436896
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 2ND AVE SE, HARMONY, MN 55939-6605

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	May 17, 2021
Property Address	440 2ND AVE SE, HARMONY, MN 55939-6605
Document Number	432693
Instrument Date	May 3, 2021
Instrument	432693
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 2ND AVE SE, HARMONY, MN 55939-6605

Mortgage

Document Number	0000432694
Date	May 17, 2021
Instrument	432694

Lender

Name	VIKING STATE BANK & TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2026

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,798.00 (+35.56%)	$192,800 (-7.88%) Land $18,900 Building $173,900	$192,800 (-7.88%) Land $18,900 Building $173,900
2025		$209,300 (+21.9%) Land $18,900 Building $190,400	$209,300 (+21.9%) Land $18,900 Building $190,400
2023		$171,700 Land $9,900 Building $161,800	$171,700 Land $9,900 Building $161,800
2020	$2,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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