Essex County and Saugus Town property record for 45 Winter St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Bungalow |
| Year Built | Built 1934 |
| Square Footage | 1,104 sqft Living Area |
| Lot Size | 4,034 sqft (0.093 acres) |
| Last Sale | $245,000 (2016) |
| Tax Bill | $4,797.00 (2025) |
| Primary APN | SAUG M:007-G B:0005 L:0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 2,790 sqft Gross Area |
| 1st Floor | 816 sqft 1st Floor |
| Basement Area | 816 sqft Basement |
| Unfinished Basement | 816 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,034 sqft (0.093 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 8824029 |
|---|---|
| Street Address | 45 WINTER ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1613 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records · APN SAUG M:007-G B:0005 L:0002
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 45 WINTER ST, SAUGUS, MA 01906-1613 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Apr 06, 2026 | Quit Claim Deed, Transfer Quitclaim Document |
| Sep 04, 2018 | Deed of Trust, Mortgage EAGLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2016 · Amount on Record |
| Deed Sale | Aug 02, 2016 · Amount on Record |
| Prior Sale | Jul 31, 2003 · Amount on Record |
| Deed Doc Number | 2016485 |
| Deed Book / Page | 35141 / 204 |
| Last Transfer Date | Apr 03, 2026 |
| Transfer Doc | 00043314-1 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Apr 06, 2026 |
| Property Address | 45 WINTER ST, SAUGUS, MA 01906-1613 |
| Document Number | 00043314-1 |
| Book / Page | 43314 / 1 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 2026760 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 WINTER ST, SAUGUS, MA 01906-1613 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 WINTER ST, SAUGUS, MA 01906-1613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36988-165 |
|---|---|
| Date | Sep 04, 2018 |
| Book Page | 36988/165 |
| Instrument | 180904001600 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 01, 2048 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,797.00 (+6.98%) | $449,200 (+6.7%) Land $277,300 Building $171,900 | $431,110 |
| 2024 | $4,484.00 (+3.96%) | $421,000 (+9.92%) Land $252,100 Building $168,900 | |
| 2023 | $4,313.00 | $383,000 Land $226,900 Building $156,100 |
45 Winter St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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