Essex County and Saugus Town property record for 43 Winter St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 816 sqft · built 1935 |
| Lot Size | 0.104 acres (4,539 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Mar 2022) |
| Tax Bill | $5,211 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:007-G B:0005 L:0003 |
| Primary APN | SAUG M:007-G B:0005 L:0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Gross Area | 3,290 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,539 sqft (0.104 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9326032 |
|---|---|
| Street Address | 43 WINTER ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MC TUCKER |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records · APN SAUG M:007-G B:0005 L:0003
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 WINTER ST, SAUGUS, MA 01906-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 06, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 23, 2022 | Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on Record |
| Deed Sale | Mar 23, 2022 · Amount on Record |
| Prior Sale | Apr 28, 2014 · Amount on Record |
| Deed Book / Page | 40811 / 3 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 43 WINTER ST, SAUGUS, MA 01906-1613 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 042418-540 |
|---|---|
| Date | Nov 06, 2024 |
| Book Page | 42418/540 |
| Instrument | 20241106001080 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 43 WINTER ST, SAUGUS, MA 01906-1613 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 041763-354 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 41763/354 |
| Instrument | 20230915003600 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Mar 23, 2022 |
| Property Address | 43 WINTER ST, SAUGUS, MA 01906-1613 |
| Document Number | 00040811-3 |
| Book / Page | 40811 / 3 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 20220323002760 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43 WINTER ST, SAUGUS, MA 01906-1613 |
| Document Number | 220323002770 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 220323002770 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,211.00 (+7.18%) | $487,900 (+6.88%) Land $279,000 Building $208,900 | $519,745 |
| 2024 | $4,862.00 (+3.4%) | $456,500 (+9.32%) Land $253,600 Building $202,900 | |
| 2023 | $4,702.00 | $417,600 Land $228,300 Building $189,300 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 9 units insured 6 under condo master policies |
| Nearby Flood Claims | 2 (1978–1996) |
| Most Recent Claim | Oct 1996, rainfall accumulation, Extreme Weather Conditons And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 450 locations within about half a mile of this property
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