Monterey County property record for 45 Willow Rd, Royal Oaks, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,195 sqft · built 1962 |
| Lot Size | 0.134 acres (5,840 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,516 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-122-023-000 |
| Primary APN | 119-122-023-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,195 sqft Living Area |
| 1st Floor Area | 1,195 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Tar & Gravel |
| Lot Area | 5,840 sqft (0.134 acres) |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 119-122-023 |
|---|---|
| Street Address | 45 WILLOW RD |
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAS LOMAS TR 6 POR OF L 1 SUB B OF ASSRS LOT 73 AS DESC IN VOL 2123 PG 599 |
| Legal Subdivision | LAS LOMAS |
| Legal Tract | 6 |
| Legal Block | 3 |
| Legal Lot Number | 1,73 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 14601 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 WILLOW RD, ROYAL OAKS, CA 95076-5609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 6, 2007 |
| Transfer Doc | 0000086240 |
| Record Updated | Sep 20, 2026 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $54,720 (+2%) Land $11,527 Building $43,193 | |
| 2025 | $1,516.00 (+62.84%) Homeowner's exemption | $53,648 (+4.04%) Land $11,301 Building $42,347 |
| 2023 | $931.00 (+49.68%) Homeowner's exemption | $51,566 Land $10,863 Building $40,703 |
| 2022 | $622.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1982–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio, GeoLinks.
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