45 Willow Ave, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 45 Willow Ave, Cornwall, NY 12518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,761 sqft · built 1890
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Tax Bill	$11,119 (2024)
Flood Zone	Zone X (minimal risk)
APN	`332489 21-2-35`

Property Details

APN / Parcel Number

Primary APN	`332489 21-2-35`
Alternative APNs	`248902100000020350000000` `21-2-35`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,761 sqft Living Area
Gross Area	3,423 sqft
1st Floor Area	1,311 sqft
2nd Floor Area	811 sqft
Upper Floors Area	250 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	266 ft deep x 123 ft wide
View / Lot	Suburban

Exterior Amenities

Porch	Covered Porch
Porch Area	305 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	60 sqft
Canopy	105 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21-2-35
Street Address	45 WILLOW AVE
City	CORNWALL
State	NY
Zip	12518-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	2
Legal Lot Number	35.00
Jurisdiction	ORANGE NY
Township / Civil Division	CORNWALL
Census Block Group	4
Census Block	4003
Census Tract	13000

Owner

Source: Orange County and Cornwall Town records · APN 332489 21-2-35

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 WILLOW AVE, CORNWALL, NY 12518-1441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 30, 2013
Transfer Doc	0000109651
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Orange County and Cornwall Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Cornwall Town
Unified School District	Cornwall Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$267,500 (-) Land $91,500 Building $176,000	$423,100 (+3.07%)
2024	$11,119.00	$267,500 (-) Land $91,500 Building $176,000	$410,500 (+3.5%)
2023		$267,500 (-) Land $91,500 Building $176,000	$396,600 (+11.88%) Land $135,659 Building $260,941
2022		$267,500 Land $91,500 Building $176,000	$354,500 Land $121,259 Building $233,241

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2011–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 322 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CORNWALL-ON-HUDSON serves 9,700 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.