45 Willoughby Dr, Naples, FL 34110 Property Records

Collier County property record for 45 Willoughby Dr, Naples, FL 34110 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,526 sqft · built 1986
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Sep 2016)
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`208600 143A24`

Property Details

APN / Parcel Number

Primary APN	`208600 143A24`
Alternative APN	`25330560004`

Interior

Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	1,865 sqft
1st Floor Area	1,526 sqft

Exterior

Year Built	Built 1986
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	144 ft deep x 84 ft wide
Pool Area	336 sqft
Porch	Enclosed Porch
Deck Area	695 sqft

Location & Zoning

Account Number	208600 143A24
Street Address	45 WILLOUGHBY DR
City	NAPLES
State	FL
Zip	34110-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPE COD ESTATES LOT 14
Legal Range	25
Legal Township	48
Legal Section	24
Legal Subdivision	CAPE COD ESTATES
Legal Tract	208600
Legal Lot Number	14
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	10107

Owner

Source: Collier County records · APN 208600 143A24

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 WILLOUGHBY DR, NAPLES, FL 34110-1359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2016 · Amount on Record
Deed Sale	Sep 06, 2016 · Amount on Record
Prior Sale	Jan 08, 2003 · Amount on Record
Deed Document Number	5308740
Deed Book / Page	5310 / 2340
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	45 WILLOUGHBY DR, NAPLES, FL 34110-1359
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WILLOUGHBY DR, NAPLES, FL 34110-1359

Mortgage

Document Number	0058932100
Date	Feb 17, 2021
Book Page	5893/2100
Instrument	6002913

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 01, 2046

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,963.00 (+3.64%) Homeowner's exemption	$320,536 (+5.99%)	$510,545 (-12.64%) Land $373,952 Building $136,593
2023	$2,859.00 (-2.06%) Homeowner's exemption	$302,429 (+3%)	$584,433 (+21.66%) Land $410,734 Building $173,699
2022	$2,919.00 Homeowner's exemption	$293,620	$480,371 Land $294,552 Building $185,819

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210101071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 258 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	24 (1995–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 4 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 374 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Lumen Technologies	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.