38 Willoughby Dr, Naples, FL 34110 Property Records

Collier County property record for 38 Willoughby Dr, Naples, FL 34110 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1,332 sqft · built 1984
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$333,000 (Jan 2019)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`208600 33A24`

Property Details

APN / Parcel Number

Primary APN	`208600 33A24`
Alternative APN	`25330120004`

Interior

Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	122 ft deep x 95 ft wide

Exterior Amenities

Pool Area	336 sqft
Porch	Aluminum Porch
Porch Area	312 sqft
Deck Area	756 sqft

Location & Zoning

Street Address	38 WILLOUGHBY DR
City	NAPLES
State	FL
Zip	34110-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPE COD ESTATES LOT 3
Legal Range	25
Legal Township	48
Legal Section	24
Legal Subdivision	CAPE COD ESTATES
Legal Tract	208600
Legal Block	1
Legal Lot Number	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	10107

Owner

Source: Collier County records · APN 208600 33A24

Assessment roll updated September 9, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 WILLOUGHBY DR, NAPLES, FL 34110-1336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Jan 16, 2019	Warranty Deed, Transfer · ARM A&D MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Prior Sale	Apr 03, 2013 · Amount on Record
Deed Document Number	20195660867
Deed Book / Page	5590 / 1656
Last Transfer Date	Jan 20, 2021
Transfer Doc	0058813959
Record Updated	Jun 08, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 26, 2021
Property Address	38 WILLOUGHBY DR, NAPLES, FL 34110-1336
Document Number	0058813959
Book / Page	5881 / 3959
Map Reference	MB 13 PG 79
Instrument Date	Jan 20, 2021
Instrument	5990846
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	GLOBAL AMERICA TTL SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 WILLOUGHBY DR, NAPLES, FL 34110-1336

Mortgage

Document Number	0058813960
Date	Jan 26, 2021
Instrument	5881/3960

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 16, 2019
Property Address	38 WILLOUGHBY DR, NAPLES, FL 34110-1336
Document Number	0055901656
Book / Page	5590 / 1656
Map Reference	MB 13 PG 79
Instrument Date	Jan 09, 2019
Instrument	5660867
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,331.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 STATION LANE UNIONVILLE ON L3R1R3 CANADA, 10, XX 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WILLOUGHBY DR, NAPLES, FL 34110-1336

Mortgage

Document Number	0005660868
Date	Jan 16, 2019
Instrument	5660868

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Feb 01, 2024
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Margin	4
Max Rate	12.6%

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00 (+2.43%) Homeowner's exemption	$354,005 (+5.99%)	$498,818 (-12.93%) Land $354,770 Building $144,048
2024	$3,207.00 (+1.1%)
2023	$3,172.00 (-2.19%) Homeowner's exemption	$334,008 (+3%)	$572,876 (+22.08%) Land $389,665 Building $183,211
2022	$3,243.00 Homeowner's exemption	$324,280	$469,279 Land $273,513 Building $195,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210101071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 258 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	24 (1995–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 4 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 374 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Lumen Technologies	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Willoughby Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures