38 Willoughby Dr, Naples, FL 34110 Property Records

Collier County property record for 38 Willoughby Dr, Naples, FL 34110

Property Summary

Property TypeSingle Family Home
Details1,332 sqft · built 1984
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$333,000 (Jan 2019)
Tax Bill$3,285 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN208600 33A24

Property Details

APN / Parcel Number

Primary APN208600 33A24
Alternative APN
  • 25330120004

Interior

Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area1,332 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Construction TypeMasonry / Concrete Block
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions122 ft deep x 95 ft wide

Exterior Amenities

Pool Area336 sqft
PorchAluminum Porch
Porch Area312 sqft
Deck Area756 sqft

Location & Zoning

Street Address38 WILLOUGHBY DR
CityNAPLES
StateFL
Zip34110-1336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionCAPE COD ESTATES LOT 3
Legal Range25
Legal Township48
Legal Section24
Legal SubdivisionCAPE COD ESTATES
Legal Tract208600
Legal Block1
Legal Lot Number3
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1008
Census Tract10107

Owner

Source: Collier County records · APN 208600 33A24

Assessment roll updated September 9, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38 WILLOUGHBY DR, NAPLES, FL 34110-1336
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
A&D MORTGAGE LLC
Jan 16, 2019Warranty Deed, Transfer · ARM
A&D MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 16, 2019 · Amount on Record
Deed SaleJan 16, 2019 · Amount on Record
Prior SaleApr 03, 2013 · Amount on Record
Deed Document Number20195660867
Deed Book / Page5590 / 1656
Last Transfer DateJan 20, 2021
Transfer Doc0058813959
Record UpdatedJun 08, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateJan 26, 2021
Property Address38 WILLOUGHBY DR, NAPLES, FL 34110-1336
Document Number0058813959
Book / Page5881 / 3959
Map ReferenceMB 13 PG 79
Instrument DateJan 20, 2021
Instrument5990846
Transaction TypeTransfer
Record UpdatedJun 30, 2022
Title CompanyGLOBAL AMERICA TTL SVCS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address38 WILLOUGHBY DR, NAPLES, FL 34110-1336

Mortgage

Document Number0058813960
DateJan 26, 2021
Instrument5881/3960
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJan 16, 2019
Property Address38 WILLOUGHBY DR, NAPLES, FL 34110-1336
Document Number0055901656
Book / Page5590 / 1656
Map ReferenceMB 13 PG 79
Instrument DateJan 09, 2019
Instrument5660867
Transaction TypeTransfer
Record UpdatedJun 30, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,331.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 STATION LANE UNIONVILLE ON L3R1R3 CANADA, 10, XX 00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 WILLOUGHBY DR, NAPLES, FL 34110-1336

Mortgage

Document Number0005660868
DateJan 16, 2019
Instrument5660868
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049
Interest
Rate TypeAdjustable Rate
Rate7.62%
Type Change DateFeb 01, 2024
Change FrequencyAnnually
Min Rate At Change5.62%
Max Rate At Change9.62%
Index1-Year LIBOR
Margin4
Max Rate12.6%

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,285.00 (+2.43%) Homeowner's exemption$354,005 (+5.99%)$498,818 (-12.93%) Land $354,770 Building $144,048
2024$3,207.00 (+1.1%)
2023$3,172.00 (-2.19%) Homeowner's exemption$334,008 (+3%)$572,876 (+22.08%) Land $389,665 Building $183,211
2022$3,243.00 Homeowner's exemption$324,280$469,279 Land $273,513 Building $195,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210101071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 258 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies258 in force
Nearby Flood Claims24 (1995–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 10 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 374 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Lumen Technologies
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Hotwire Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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