Bergen County and Lodi Borough property record for 45 Willard St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,442 sqft · built 1952 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (May 2021) |
| Tax Bill | $14,164 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00056-0000-00037 |
| Primary APN | 31-00056-0000-00037 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,442 sqft Living Area |
| 1st Floor Area | 2,442 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 60 ft deep x 100 ft wide |
| Account Number | 118200 |
|---|---|
| Street Address | 45 WILLARD ST |
| City | LODI |
| State | NJ |
| Zip | 07644-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 100X60 |
| Legal Subdivision | NEW JERSEY ESTATE IMPROV CO |
| Legal Block | 56 |
| Legal Lot Number | 37 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30201 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 WILLARD ST, LODI, NJ 07644-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on Record |
| Deed Sale | May 10, 2021 · Amount on Record |
| Prior Sale | May 6, 2015 · Amount on Record |
| Deed Document Number | 202172559 |
| Deed Book / Page | 4132 / 38 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 10, 2021 |
| Property Address | 45 WILLARD ST, LODI, NJ 07644-1119 |
| Document Number | 0041320038 |
| Book / Page | 4132 / 38 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 2021072559 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | PRIMETIME TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,031.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1206 OCEAN AVE FRNT, 1206, LAVALLETTE, NJ 08735-2339 |
| Name | Verified Name |
|---|---|
| Address | 45 WILLARD ST, LODI, NJ 07644-1119 |
| Document Number | 2021072560 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021072560 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,100 (-) Land $167,100 Building $233,000 | $400,100 (-) Land $167,100 Building $233,000 | |
| 2025 | $14,164.00 (+5.61%) | $400,100 (-) Land $167,100 Building $233,000 | $400,100 (-) Land $167,100 Building $233,000 |
| 2024 | $13,411.00 (+2.7%) | ||
| 2023 | $400,100 Land $167,100 Building $233,000 | $400,100 Land $167,100 Building $233,000 | |
| 2022 | $13,059.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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