Bergen County and Lodi Borough property record for 20 Willard St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,326 sqft · built 1960 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jun 2022) |
| Tax Bill | $12,719 (2025) |
| Deeds & Mortgages | Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00060-0000-00054-01 |
| Primary APN | 31-00060-0000-00054-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 6,098 sqft (0.14 acres) |
| Account Number | 132300 |
|---|---|
| Street Address | 20 WILLARD ST |
| City | LODI |
| State | NJ |
| Zip | 07644-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .14 AC |
| Legal Block | 60 |
| Legal Lot Number | 54.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30201 |
20 Willard St is owned by two individuals who bought it in June 2022.
Source: Bergen County and Lodi Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 339 HIGH ST, NUTLEY, NJ 07110-1436 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on File |
| Deed Sale | Jun 1, 2022 · Amount on File |
| Prior Sale | Jun 9, 1983 · Amount on File |
| Deed Document Number | 202256453 |
| Deed Book / Page | 4698 / 1774 |
| Prior Transfer Date | May 17, 2022 |
| Prior Transfer Doc | 0046981774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 1, 2022 |
| Property Address | 20 WILLARD ST, LODI, NJ 07644-1110 |
| Document Number | 0046981774 |
| Book / Page | 4698 / 1774 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022056453 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,910.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 339 HIGH ST, 339, NUTLEY, NJ 07110-1436 |
| Name | Verified Name |
|---|---|
| Address | 339 HIGH ST, NUTLEY, NJ 07110-1436 |
The 2025 property tax bill for 20 Willard St was $12,719, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,300 (-) Land $167,700 Building $191,600 | $359,300 (-) Land $167,700 Building $191,600 | |
| 2025 | $12,719.00 (+5.6%) | $359,300 Land $167,700 Building $191,600 | $359,300 Land $167,700 Building $191,600 |
| 2024 | $12,044.00 | ||
| 2023 | $359,300 Land $167,700 Building $191,600 | $359,300 Land $167,700 Building $191,600 | |
| 2022 | $11,477.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Willard St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (2007–2021) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Willard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures