45 Whitehead Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 45 Whitehead Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,273 sqft · built 1994
Lot Size	0.034 acres (1,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$491,000 (Jan 2021)
Tax Bill	$11,047 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00165-01-00045`

Property Details

APN / Parcel Number

Primary APN	`06-00165-01-00045`
Alternative APNs	`0600165000100045` `06013030100045`

Interior

Building Area	2,273 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	1,498 sqft (0.034 acres)

Location & Zoning

Old Parcel Number	06013030100045
Street Address	45 WHITEHEAD RD
City	BRIDGEWATER
State	NJ
Zip	08807-3592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDU5
Legal Description	MILLTOWNE PARK BLDG 45 UNIT 68
Legal Subdivision	MILLTOWNE PARK BLDG 45
Legal Block	165.1
Legal Lot Number	45
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1007
Census Tract	50704

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 WHITEHEAD RD, BRIDGEWATER, NJ 08807-3592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	2021887
Deed Book / Page	7293 / 2434
Record Updated	Sep 20, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 6, 2021
Property Address	45 WHITEHEAD RD, BRIDGEWATER, NJ 08807-3592
Document Number	0000000887
Book / Page	7293 / 2434
Map Reference	MB 1877 PG 288
Instrument Date	Dec 14, 2020
Instrument	2021000887
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CB TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,886.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 RUE CHAGALL, 62, SOMERSET, NJ 08873-6476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WHITEHEAD RD, BRIDGEWATER, NJ 08807-3592

Mortgage

Document Number	0000000888
Date	Jan 6, 2021
Instrument	2021000888

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,000 (+8.43%) Land $250,000 Building $371,000	$621,000 (+8.43%) Land $250,000 Building $371,000
2025	$11,047.00 (+0.24%)	$572,700 (+10.24%) Land $235,000 Building $337,700	$572,700 (+10.24%) Land $235,000 Building $337,700
2024	$11,021.00 (+12.93%)
2023		$519,500 Land $235,000 Building $284,500	$519,500 Land $235,000 Building $284,500
2022	$9,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	14 (1982–2021)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20