41 Whitehead Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 41 Whitehead Rd, Bridgewater, NJ 08807

Property Summary

Property TypeSingle Family Home
Details2,417 sqft · built 1994
Lot Size0.034 acres (1,495 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Jun 2019)
Tax Bill$11,447 (2025)
Deeds & MortgagesJul 2021 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-00165-01-00041

Property Details

APN / Parcel Number

Primary APN06-00165-01-00041
Alternative APNs
  • 0600165000100041
  • S001

Interior

Building Area2,417 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area1,495 sqft (0.034 acres)

Location & Zoning

Account NumberS001
Street Address41 WHITEHEAD RD
CityBRIDGEWATER
StateNJ
Zip08807-7039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDU5
Legal DescriptionMILLTOWNE PARK BLDG 41 UNIT 66
Legal SubdivisionMILLLOWNE PARK BLDG 41
Legal Block165.1
Legal Lot Number41
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group1
Census Block1007
Census Tract50704

Owner

41 Whitehead Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address41 WHITEHEAD RD, BRIDGEWATER, NJ 08807-7039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
MLD MORTGAGE
Nov 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
MLD MORTGAGE
Jun 14, 2019Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2019 · Amount on File
Deed SaleJun 14, 2019 · Amount on File
Prior SaleJul 17, 2002 · Amount on File
Deed Document Number201920754
Deed Book / Page7124 / 2205
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address41 WHITEHEAD RD, BRIDGEWATER, NJ 08807-7039
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042619
DateJul 13, 2021
Book Page7362/548
Instrument2021042619
Lender
NameMLD MORTGAGE
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateAug 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.37%
IndexOther
Max Rate7.37%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address41 WHITEHEAD RD, BRIDGEWATER, NJ 08807-7039
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054102
DateNov 3, 2020
Book Page7268/1029
Instrument2020054102
Lender
NameMLD MORTGAGE
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateJun 14, 2019
Property Address41 WHITEHEAD RD, BRIDGEWATER, NJ 08807-7039
Document Number0000020754
Book / Page7124 / 2205
Map ReferenceMB 1877 PG 288
Instrument DateJun 14, 2019
Instrument2019020754
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyWEICHERT TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,817.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address41 WHITEHEAD RD, 41, BRIDGEWATER, NJ 08807-7039

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 WHITEHEAD RD, BRIDGEWATER, NJ 08807-7039

Mortgage

Document Number0000020755
DateJun 14, 2019
Instrument2019020755
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 41 Whitehead Rd was $11,447, down 1.3% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$643,900 (+8.51%) Land $250,000 Building $393,900$643,900 (+8.51%) Land $250,000 Building $393,900
2025$11,447.00 (-1.3%)$593,400 Land $235,000 Building $358,400$593,400 Land $235,000 Building $358,400
2024$11,598.00
2023$545,100 Land $235,000 Building $310,100$545,100 Land $235,000 Building $310,100
2022$10,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Whitehead Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims14 (1982–2021)
Claims Outside the SFHA3 of 14
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 Whitehead Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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