Warwick City property record for 45 White Rock Rd, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,104 sqft · built 1967 |
| Lot Size | 0.233 acres (10,163 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jun 2017) |
| Tax Bill | $5,340 (2025) |
| Deeds & Mortgages | Jun 2020 Refinance Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37703650000 |
| Primary APN | 37703650000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 2,544 sqft |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 288 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,163 sqft (0.233 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 42398 |
|---|---|
| Street Address | 45 WHITE ROCK RD |
| City | WARWICK |
| State | RI |
| Zip | 02889-6313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 365 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21600 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 WHITE ROCK RD, WARWICK, RI 02889-6313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Jun 2, 2017 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE NTWK |
| Jan 3, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2017 · Amount on Record |
| Deed Sale | Jun 2, 2017 · Amount on Record |
| Prior Sale | Jan 3, 2017 · Amount on Record |
| Deed Document Number | 20177725 |
| Deed Book / Page | 8829 / 234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 45 WHITE ROCK RD, WARWICK, RI 02889-6313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9540-162 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 9540/162 |
| Instrument | 8565 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jun 2, 2017 |
| Property Address | 45 WHITE ROCK RD, WARWICK, RI 02889-6313 |
| Document Number | 8829-234 |
| Book / Page | 008829 / 000234 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 7725 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1391 S BROADWAY EAST PROVIDENCE RI 029144991, EAST PROVIDENCE, RI 02914-4991 |
| Document Number | 8829-235 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 008829/000235 |
| Instrument | 7726 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jan 3, 2017 |
| Property Address | 45 WHITE ROCK RD, WARWICK, RI 02889-6313 |
| Document Number | 8736-204 |
| Book / Page | 008736 / 000204 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 79 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $180.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 196 AIRPORT RD WARWICK RI 028891040, WARWICK, RI 02889-1040 |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,340.00 (+10.24%) | $420,500 (+23.17%) Land $145,900 Building $274,600 | |
| 2024 | $370,975 | ||
| 2023 | $4,844.00 (+7.26%) | $341,400 (+41.6%) Land $134,300 Building $207,100 | |
| 2022 | $4,516.00 | $241,100 Land $81,900 Building $159,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (1985–2012) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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