15 White Rock Rd, Warwick, RI 02889 Property Records

Warwick City property record for 15 White Rock Rd, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 1968
Lot Size0.244 acres (10,614 sqft)
Owner2 Individual Names on File
Last Sale$474,900 (Sep 2022)
Tax Bill$5,960 (2025)
Deeds & MortgagesAug 2022 Refinance
Mar 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN37703680000

Property Details

APN / Parcel Number

Primary APN37703680000
Alternative APNs
  • WARW M:377 B:0368 L:0000
  • 137957
  • 140526

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area2,636 sqft
1st Floor Area1,288 sqft
Basement Area2,288 sqft
Finished Basement1,144 sqft
Unfinished Basement1,144 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,614 sqft (0.244 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number140526
Street Address15 WHITE ROCK RD
CityWARWICK
StateRI
Zip02889-6313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA10
Legal Block368
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1013
Census Tract21600

Owner

15 White Rock Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Warwick City records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address15 WHITE ROCK RD, WARWICK, RI 02889-6313
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
WILLIAM J CANNING LLC
Mar 22, 2021Deed of Trust, Mortgage · Line of Credit
GREENWOOD CU
Sep 30, 2022Correction Deed
Aug 17, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
HOME LOAN AND INVESTMENT BANK FSB
Apr 7, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
WILLIAM J CANNING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2022 · Amount on File
Deed SaleSep 30, 2022 · Amount on File
Prior SaleAug 17, 2022 · Amount on File
Deed Book / Page10220 / 17
Prior Transfer DateAug 19, 2022
Prior Transfer Doc0010220-17
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address15 WHITE ROCK RD, WARWICK, RI 02889-6313
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010190-52
DateAug 12, 2022
Book Page10190/52
Instrument11546
Lender
NameWILLIAM J CANNING LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address15 WHITE ROCK RD, WARWICK, RI 02889-6313
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009788-81
DateMar 22, 2021
Book Page9788/81
Instrument6018
Lender
NameGREENWOOD CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueApr 1, 2041
Interest
Rate TypeAdjustable Rate

September 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionWARWICK RI
Recording DateSep 30, 2022
Property Address15 WHITE ROCK RD, WARWICK, RI 02889-6313
Document Number0010220-17
Book / Page10220 / 17
Instrument DateAug 19, 2022
Instrument13980
Record UpdatedOct 13, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15 WHITE ROCK RD, WARWICK, RI 02889-6313

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateAug 17, 2022
Property Address15 WHITE ROCK RD, WARWICK, RI 02889-6313
Document Number0010193-27
Book / Page10193 / 27
Instrument DateAug 17, 2022
Instrument11794
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15 WHITE ROCK RD, WARWICK, RI 02889-6313

Mortgage

Document Number0000011795
DateAug 17, 2022
Instrument11795
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateApr 7, 2022
Property Address15 WHITE ROCK RD, WARWICK, RI 02889-6313
Document Number0010114-95
Book / Page10114 / 95
Instrument DateApr 6, 2022
Instrument5183
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address141 ASYLUM RD, WARWICK, RI 02886-7855

Mortgage

Document Number0000005184
DateApr 7, 2022
Instrument5184
Lender
NameWILLIAM J CANNING LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15 White Rock Rd was $5,960.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,960.00$469,300 Land $146,500 Building $322,800
2024$505,590
2023$6,119.00 (+35.17%)$431,200 (+78.4%) Land $134,900 Building $296,300
2022$4,527.00$241,700 Land $82,000 Building $159,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 White Rock Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1985–2012)
Claims Outside the SFHA10 of 12
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Hurricane Bob, Aug 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 White Rock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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