45 Westview Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 45 Westview Dr, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,119 sqft · built 1988
Lot Size	0.277 acres (12,092 sqft)
Owner	Individual Name on File
Last Sale	$366,000 (May 2014)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`0156-13-0017`

Property Details

APN / Parcel Number

Primary APN	`0156-13-0017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,119 sqft Living Area
1st Floor Area	2,119 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	12,092 sqft (0.277 acres)
Lot Dimensions	1 ft deep x 1 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	1,826 sqft

Exterior Amenities

Pool Area	120 sqft
Porch	Porch
Porch Area	582 sqft
Deck Area	24 sqft
Patio Area	864 sqft
Utility Building	221 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	45 WESTVIEW DR
City	OSPREY
State	FL
Zip	34229-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	LOT 5 BLK C TOWNS-END SHORES
Legal Range	18E
Legal Township	38S
Legal Section	14
Legal Subdivision	TOWNS-END SHORES
Legal Tract	879
Legal Block	C
Legal Lot Number	5
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	2
Census Block	2022
Census Tract	2102

Owner

45 Westview Dr is owned and occupied by an individual who bought it in May 2014.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	45 WESTVIEW DR, OSPREY, FL 34229-9606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILEND INC
Jun 12, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2014 · Amount on File
Deed Sale	May 6, 2014 · Amount on File
Prior Sale	Apr 3, 2003 · Amount on File
Deed Document Number	2014052680
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	45 WESTVIEW DR, OSPREY, FL 34229-9606
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WESTVIEW DR, OSPREY, FL 34229-9606

Mortgage

Document Number	0000146903
Date	Oct 6, 2025
Instrument	2025146903

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2045

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	45 WESTVIEW DR, OSPREY, FL 34229-9606
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WESTVIEW DR, OSPREY, FL 34229-9606

Mortgage

Document Number	0000051702
Date	Mar 28, 2022
Instrument	2022051702

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	45 WESTVIEW DR, OSPREY, FL 34229-9606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WESTVIEW DR, OSPREY, FL 34229-9606

Mortgage

Document Number	0000125729
Date	Sep 15, 2020
Instrument	2020125729

Lender

Name	MILEND INC
Type	Mortgage Company
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	45 WESTVIEW DR, OSPREY, FL 34229-9606
Document Number	0000081284
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WESTVIEW DR OSPREY FL 342299606, OSPREY, FL 34229-9606

Mortgage

Document Number	0000081284
Date	Jun 18, 2019
Instrument	81284

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 45 Westview Dr was $3,808 with exemptions applied.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00 Homeowner's exemption Widower's exemption	$373,909	$513,300 Land $157,700 Building $355,600
2023	$4,068.00 (+1.22%) Homeowner's exemption Widower's exemption	$352,787 (+3%)	$566,500 (+9.91%) Land $132,300 Building $434,200
2022	$4,019.00 Homeowner's exemption Widower's exemption	$342,512	$515,400 Land $113,700 Building $401,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Westview Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Westview Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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