Windsor Locks Town property record for 45 West St, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,518 sqft · built 1953 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $308,000 (Sep 2024) |
| Tax Bill | $4,984 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:28 B:61 L:72 |
| Primary APN | WINL M:28 B:61 L:72 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| 1st Floor Area | 1,518 sqft |
| Basement Area | 1,518 sqft |
| Unfinished Basement | 1,198 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,928 sqft (0.71 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 459800 |
|---|---|
| Street Address | 45 WEST ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 61 |
| Legal Lot Number | 72 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 476200 |
Source: Windsor Locks Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 WEST ST, WINDSOR LOCKS, CT 06096-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC |
| Sep 18, 2024 | Executor's Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION |
| Jun 7, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on Record |
| Deed Sale | Sep 18, 2024 · Amount on Record |
| Deed Book / Page | 539 / 687 |
| Prior Transfer Date | May 27, 2021 |
| Prior Transfer Doc | 000507-716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | May 18, 2026 |
| Property Address | 45 WEST ST, WINDSOR LOCKS, CT 06096-2210 |
| Document Number | 2599540021 |
| Book / Page | 556 / 24 |
| Instrument Date | May 6, 2026 |
| Instrument | 20262599540021 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 WEST ST, WINDSOR LOCKS, CT 06096-2210 |
| Document Number | 0000556-24, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 556/24 |
| Instrument | 20262599540021 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Sep 18, 2024 |
| Property Address | 45 WEST ST, WINDSOR LOCKS, CT 06096-2210 |
| Document Number | 000539-687 |
| Book / Page | 539 / 687 |
| Instrument Date | Sep 13, 2024 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 WEST ST, WINDSOR LOCKS, CT 06096-2210 |
| Document Number | 1968390013 |
|---|---|
| Date | Sep 18, 2024 |
| Instrument | 1968390013 |
| Name | FIRST WORLD MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Jun 7, 2021 |
| Property Address | 45 WEST ST, WINDSOR LOCKS, CT 06096-2210 |
| Document Number | 000507-716 |
| Book / Page | 507 / 716 |
| Instrument Date | May 27, 2021 |
| Instrument | 940900002 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Windsor Locks Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $207,760 (+85.73%) Land $33,110 Building $174,650 | $145,432 Land $23,177 Building $122,255 | |
| 2024 | $4,984.00 (+58.32%) | $111,860 (-) Land $27,230 Building $84,630 | |
| 2023 | $3,148.00 (+8.97%) | $111,860 (-) Land $27,230 Building $84,630 | |
| 2022 | $2,889.00 | $111,860 Land $27,230 Building $84,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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