38 West St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 38 West St, Windsor Locks, CT 06096

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 1,440 sqft · built 1922
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (Oct 2021)
Tax Bill$5,275 (2024)
Deeds & MortgagesJun 2022 Refinance
Jun 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNWINL M:28 B:62 L:34

Property Details

APN / Parcel Number

Primary APNWINL M:28 B:62 L:34
Alternative APNs
  • 00459600
  • 459600

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Units2 Units
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area720 sqft
AtticAttic
Attic Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number459600
Street Address38 WEST ST
CityWINDSOR LOCKS
StateCT
Zip06096-2211
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRESA
Legal Block62
Legal Lot Number34
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group1
Census Block1010
Census Tract476200

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address78 N MAIN ST, WINDSOR LOCKS, CT 06096-1460
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
CALIBER HOME LOANS INC
Jun 23, 2022Quit Claim Deed, Transfer
Quitclaim
Jun 2, 2022Warranty Deed, Transfer
Oct 25, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
PINNACLE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Prior SaleMar 27, 2009 · Amount on Record
Deed Document Number20211242280004
Deed Book / Page512 / 107
Last Transfer DateJun 21, 2022
Transfer Doc000519-515
Record UpdatedSep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINDSOR LOCKS CT
Recording DateJun 23, 2022
Property Address38 WEST ST, WINDSOR LOCKS, CT 06096-2211
Document Number000519-515
Book / Page519 / 515
Instrument DateJun 21, 2022
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 N MAIN ST APT 2F, 2F, WINDSOR LOCKS, CT 06096-1460

Mortgage

Document Number1268080017
DateJun 23, 2022
Instrument1268080017
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINDSOR LOCKS CT
Recording DateJun 23, 2022
Property Address38 WEST ST, WINDSOR LOCKS, CT 06096-2211
Document Number000519-534
Book / Page519 / 534
Instrument DateJun 21, 2022
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateJun 2, 2022
Property Address38 WEST ST, WINDSOR LOCKS, CT 06096-2211
Document Number0000519-85
Book / Page519 / 85
Instrument DateMay 9, 2022
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateOct 25, 2021
Property Address38 WEST ST, WINDSOR LOCKS, CT 06096-2211
Document Number000512-107
Book / Page512 / 107
Instrument DateOct 22, 2021
Instrument1242280004
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 WEST ST, WINDSOR LOCKS, CT 06096-2211

Mortgage

Document Number1242290028
DateOct 25, 2021
Instrument1242290028
Lender
NamePINNACLE FINANCIAL SERVICES LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$219,870 (+69.23%) Land $55,230 Building $164,640$153,909 Land $38,661 Building $115,248
2024$5,275.00 (+44.28%)$129,920 (-) Land $39,320 Building $90,600
2023$3,656.00 (+8.94%)$129,920 (-) Land $39,320 Building $90,600
2022$3,356.00$129,920 Land $39,270 Building $90,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people · EPA ID CT0473011
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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