45 Waverly Ct, Moneta, VA 24121 Property Records

Franklin County property record for 45 Waverly Ct, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,188 sqft · built 1999
Lot Size	1.04 acres (45,346 sqft)
Owner	2 Individual Names on File
Last Sale	$1,241,500 (Feb 2020)
Tax Bill	$8,121 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 10-108 00`

Property Details

APN / Parcel Number

Primary APN	`048 10-108 00`
Alternative APN	`15302`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,188 sqft Living Area
Gross Area	4,743 sqft
1st Floor Area	1,522 sqft
Basement Area	2,601 sqft
Finished Basement	1,301 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	EIFS / Synthetic Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	45,346 sqft (1.04 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	736 sqft
Driveway	Brick Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	72 sqft
Patio Area	192 sqft
Storage Building	40 sqft
Boat Access	Boat Access
Boat House	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15302
Street Address	45 WAVERLY CT
City	MONETA
State	VA
Zip	24121-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WAVERLY REVISED LOT 25 SECTION 4
Legal Subdivision	WAVERLY
Legal Lot Number	25
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1002
Census Tract	20103

Owner

45 Waverly Ct is owned by two individuals who bought it in February 2020.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 WAVERLY CT, MONETA, VA 24121-3359
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2020 · Amount on File
Deed Sale	Feb 12, 2020 · Amount on File
Deed Document Number	2020928
Deed Book / Page	1134 / 1968
Prior Transfer Date	Nov 19, 2009
Prior Transfer Doc	00097202354
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 12, 2020
Property Address	45 WAVERLY CT, MONETA, VA 24121-3368
Document Number	0011341968
Book / Page	001134 / 001968
Instrument Date	Feb 7, 2020
Instrument	928
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,242.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8004 ROGERS CT GREENSBORO NC 274553069, GREENSBORO, NC 27455-3069

Mortgage

Document Number	11341972
Date	Feb 12, 2020
Book Page	001134/001972
Instrument	929

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.63%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Waverly Ct was $8,121.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,121.00	$1,888,800 Land $395,000 Building $1,493,800	$1,888,800 Land $395,000 Building $1,493,800
2023	$7,252.00	$1,189,000 (-) Land $390,000 Building $799,000	$1,189,000 (-) Land $390,000 Building $799,000
2022		$1,189,000 Land $390,000 Building $799,000	$1,189,000 Land $390,000 Building $799,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Waverly Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Waverly Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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