21 Waverly Ct, Moneta, VA 24121 Property Records

Franklin County property record for 21 Waverly Ct, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,922 sqft · built 2003
Lot Size	1.01 acres (44,301 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Dec 2011)
Tax Bill	$4,333 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 10-111 00`

Property Details

APN / Parcel Number

Primary APN	`048 10-111 00`
Alternative APN	`15305`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
Gross Area	3,693 sqft
1st Floor Area	1,922 sqft
Basement Area	1,922 sqft
Finished Basement	1,442 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,301 sqft (1.01 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	155 sqft
Deck Area	48 sqft
Patio Area	792 sqft
Storage Building	72 sqft
Boat Access	Boat Access
Boat House	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15305
Street Address	21 WAVERLY CT
City	MONETA
State	VA
Zip	24121-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WAVERLY LOT 28 SECTION 4
Legal Subdivision	WAVERLY
Legal Lot Number	28
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1002
Census Tract	20103

Owner

21 Waverly Ct is owned and occupied by an individual who bought it in December 2011.

Source: Franklin County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	21 WAVERLY CT, MONETA, VA 24121-3368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2011 · Amount on File
Deed Sale	Dec 22, 2011 · Amount on File
Deed Document Number	20118331
Deed Book / Page	1007 / 1715
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	21 WAVERLY CT, MONETA, VA 24121-3368
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011720197
Date	Oct 12, 2021
Book Page	1172/197
Instrument	210009563

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 21 Waverly Ct was $4,333.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,333.00	$1,007,800 Land $250,000 Building $757,800	$1,007,800 Land $250,000 Building $757,800
2023	$3,938.00	$662,300 (+1.92%) Land $245,000 Building $417,300	$662,300 (+1.92%) Land $245,000 Building $417,300
2022		$649,800 Land $245,000 Building $404,800	$649,800 Land $245,000 Building $404,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Waverly Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Waverly Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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