45 Washington Ave, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 45 Washington Ave, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,936 sqft · built 2005
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Feb 2019)
Tax Bill	$12,918 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554203 97.11-2-56.21`

Property Details

APN / Parcel Number

Primary APN	`554203 97.11-2-56.21`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Unfinished Basement	550 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Basement
Porch	Open Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 WASHINGTON AVE
City	OSSINING
State	NY
Zip	10562-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	56.021
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2007
Census Tract	13304

Owner

Source: Westchester County and Ossining Town records · APN 554203 97.11-2-56.21

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 WASHINGTON AVE, OSSINING, NY 10562-5520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2019 · Amount on Record
Deed Sale	Feb 11, 2019 · Amount on Record
Prior Sale	Apr 26, 2006 · Amount on Record
Deed Document Number	2019590303393
Record Updated	Jun 08, 2026

February 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 11, 2019
Property Address	45 WASHINGTON AVE, OSSINING, NY 10562-5520
Document Number	0590303393
Map Reference	MAP 27674
Instrument Date	Feb 06, 2019
Instrument	590303393
Transaction Type	Transfer
Record Updated	May 06, 2022
Title Company	BENCHMARK TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24970 HESPMON BOULEVARD #101101, 24970, HAYWARD, CA 94545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MOHAWK RD, OSSINING, NY 10562-3808

Mortgage

Document Number	0590383451
Date	Feb 11, 2019
Instrument	590383451

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,918.00	$641,300 (+13.02%) Land $203,300 Building $438,000	$641,300 (+13.02%) Land $203,300 Building $438,000
2024	Additional exemption filed	$567,400 (+7.38%) Land $111,400 Building $456,000	$567,400 (+7.38%) Land $111,400 Building $456,000
2023		$528,400 Land $111,400 Building $417,000	$528,400 Land $111,400 Building $417,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2009–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Based on FCC filings for 616 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.