Westchester County and Ossining Town property record for 39 Washington Ave, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,988 sqft · built 1880 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (May 2026) |
| Tax Bill | $19,796 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554203 97.11-2-59 |
| Primary APN | 554203 97.11-2-59 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Porch | Covered Porch |
| Porch Area | 212 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 39 WASHINGTON AVE |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-5520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 59.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 13304 |
39 Washington Ave is owned by an individual who bought it in May 2026.
Source: Westchester County and Ossining Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 180 MONTAGUE ST, 12C, BROOKLYN, NY 11201-3618 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 12, 2024 | Bargain and Sale Deed, Transfer · Conventional Mortgage WILLIAM RAVEIS MORTGAGE LLC |
| Jan 23, 2023 | Bargain and Sale Deed, Transfer · Commercial Mortgage PEARL LENDING GROUP LLC |
| Feb 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Jul 10, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on File |
| Deed Sale | May 13, 2026 · Amount on File |
| Prior Sale | Mar 12, 2024 · Amount on File |
| Deed Document Number | 20263331 |
| Prior Transfer Date | Jan 8, 2019 |
| Prior Transfer Doc | 0583333476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 13, 2026 |
| Property Address | 39 WASHINGTON AVE, OSSINING, NY 10562-5520 |
| Document Number | 0000003331 |
| Instrument Date | May 6, 2026 |
| Instrument | 20263331 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | THOROUGHBRED TITLE LLC, THOROUGHBRED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003412, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 661283412 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 12, 2024 |
| Property Address | 39 WASHINGTON AVE, OSSINING, NY 10562-5520 |
| Document Number | 0640613159 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 640613159 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 WASHINGTON AVE, OSSINING, NY 10562-5520 |
| Name | Verified Name |
|---|---|
| Address | 66 FORT WASHINGTON AVE APT 67, 67, NEW YORK, NY 10032-4763 |
| Document Number | 0640713277 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 640713277 |
| Name | WILLIAM RAVEIS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 23, 2023 |
| Property Address | 39 WASHINGTON AVE, OSSINING, NY 10562-5520 |
| Document Number | 0623493588 |
| Instrument Date | Jan 18, 2023 |
| Instrument | 623493588 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2023 |
| Title Company | JUDICIAL TITLE INS AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 LINDEN AVE, OSSINING, NY 10562-4338 |
| Name | Verified Name |
|---|---|
| Address | 28 SNOWDEN AVE, OSSINING, NY 10562-3233 |
| Document Number | 0630203273 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 630203273 |
| Name | PEARL LENDING GROUP LLC |
|---|---|
| Address | THORNWOOD, NY 10594 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Feb 12, 2019 |
| Property Address | 39 WASHINGTON AVE, OSSINING, NY 10562-5520 |
| Document Number | 0583333476 |
| Book / Page | 058333 / 003476 |
| Instrument Date | Jan 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 60 LINDEN AVE OSSINING NY 105624338, OSSINING, NY 10562-4338 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 39 WASHINGTON AVE, OSSINING, NY 10562-5520 |
| Document Number | 0581993345 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 39 WASHINGTON AVE OSSINING NY 105625520, OSSINING, NY 10562-5520 |
| Document Number | 0581993345 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 058199/003345 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 888 Months |
| Due | Jul 17, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.91% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 39 WASHINGTON AVE, OSSINING, NY 10562-5520 |
| Document Number | 0581993344 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 39 WASHINGTON AVE OSSINING NY 105625520, OSSINING, NY 10562-5520 |
| Document Number | 0581993344 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 058199/003344 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 888 Months |
| Due | Jul 17, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.91% |
The 2026 property tax bill for 39 Washington Ave was $19,796, up 44.3% from the year before.
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,796.00 (+44.32%) | ||
| 2025 | $13,717.00 | $649,700 (+7.83%) Land $224,100 Building $425,600 | $649,700 (+7.83%) Land $224,100 Building $425,600 |
| 2024 | Additional exemption filed | $602,500 (+46.7%) Land $127,900 Building $474,600 | $602,500 (+46.7%) Land $127,900 Building $474,600 |
| 2023 | $410,700 Land $127,900 Building $282,800 | $410,700 Land $127,900 Building $282,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 39 Washington Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2009–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Washington Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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