Hampshire County and Amherst Town City property record for 45 Ward St, Amherst, MA 01002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,344 sqft · built 1971 |
| Lot Size | 0.347 acres (15,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $367,000 (Dec 2018) |
| Tax Bill | $8,803 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Nov 2019 Refinance + 1 more |
| APN | 15B000035 |
| Primary APN | 15B000035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,804 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,120 sqft (0.347 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 15B000035 |
|---|---|
| Street Address | 45 WARD ST |
| City | AMHERST |
| State | MA |
| Zip | 01002-1658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 35 |
| Jurisdiction | AMHERST MA |
| Township / Civil Division | AMHERST TOWN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 820700 |
Source: Hampshire County and Amherst Town City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 WARD ST, AMHERST, MA 01002-1658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBER ADVANTAGE MORTGAGE LLC |
| Nov 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBER ADVANTAGE MORTGAGE LLC |
| Dec 19, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MEMBER ADVANTAGE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2018 · Amount on Record |
| Deed Sale | Dec 19, 2018 · Amount on Record |
| Prior Sale | Aug 5, 2008 · Amount on Record |
| Deed Document Number | 201825853 |
| Deed Book / Page | 13161 / 341 |
| Prior Transfer Date | Dec 8, 2018 |
| Prior Transfer Doc | 13161-341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST MA |
| Property Address | 45 WARD ST, AMHERST, MA 01002-1658 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13967-328 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 13967/328 |
| Instrument | 2798 |
| Name | MEMBER ADVANTAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST MA |
| Property Address | 45 WARD ST, AMHERST, MA 01002-1658 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13451-134 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 13451/134 |
| Instrument | 22260 |
| Name | MEMBER ADVANTAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AMHERST MA |
| Recording Date | Dec 19, 2018 |
| Property Address | 45 WARD ST, AMHERST, MA 01002-1658 |
| Document Number | 13161-341 |
| Book / Page | 13161 / 341 |
| Instrument Date | Dec 8, 2018 |
| Instrument | 25853 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 PONDVIEW DR, AMHERST, MA 01002-3258 |
| Document Number | 25854 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 25854 |
| Name | MEMBER ADVANTAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| Municipality | Amherst Town City |
| County | Hampshire County |
| Elementary School District | Amherst School District (PK - 06) |
| Secondary School District | Amherst-Pelham School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,803.00 (+10,136.05%) | $520,600 (+8.53%) Land $201,800 Building $318,800 | $505,466 (-5.71%) |
| 2025 | $86.00 (-98.97%) | $479,700 (+5.92%) Land $185,200 Building $294,500 | $536,085 |
| 2024 | $8,383.00 (+7.05%) | $452,900 (+16.25%) Land $174,600 Building $278,300 | |
| 2023 | $7,831.00 | $389,600 Land $158,700 Building $230,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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