45 Walnut Ridge Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 45 Walnut Ridge Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,404 sqft · built 1960
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Company Names on Record
Last Sale	$280,000 (Dec 2011)
Tax Bill	$10,293 (2026)
Deeds & Mortgages	Mar 2026 Transfer Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-30 000041`

Property Details

APN / Parcel Number

Primary APN	`R-30 000041`
Alternative APNs	`STOW M:000R-30 P:041` `M:000R=30 P:041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	3,511 sqft
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-30 000041
Street Address	45 WALNUT RIDGE RD
City	STOW
State	MA
Zip	01775-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1000
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 WALNUT RIDGE RD, STOW, MA 01775-1109
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Jun 5, 2019	Deed of Trust, Mortgage · Balloon Mortgage WATERTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2011 · Amount on Record
Deed Sale	Dec 12, 2011 · Amount on Record
Prior Sale	Apr 1, 1999 · Amount on Record
Deed Document Number	201122
Deed Book / Page	58063 / 366
Last Transfer Date	Mar 18, 2026
Transfer Doc	085404-536
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Mar 30, 2026
Property Address	45 WALNUT RIDGE RD, STOW, MA 01775-1109
Document Number	085404-536
Book / Page	85404 / 536
Instrument Date	Mar 18, 2026
Instrument	34559
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WALNUT RIDGE RD, STOW, MA 01775-1109

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	45 WALNUT RIDGE RD, STOW, MA 01775-1109
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078094-236
Date	Jun 24, 2021
Book Page	78094/236
Instrument	143293

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	45 WALNUT RIDGE RD, STOW, MA 01775-1109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72713-51
Date	Jun 5, 2019
Book Page	72713/51
Instrument	75395

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,293.00 (+12.87%)	$576,000 (+10.03%) Land $358,200 Building $217,800	$641,554 (+22.32%)
2025	$9,119.00 (-4.23%)	$523,500 (-6.7%) Land $341,200 Building $182,300	$524,495
2024	$9,522.00 (+7.36%)	$561,100 (+14.7%) Land $329,000 Building $232,100
2023	$8,869.00	$489,200 Land $314,000 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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