16 Walnut Ridge Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 16 Walnut Ridge Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,420 sqft · built 1999
Lot Size	1.94 acres (84,506 sqft)
Owner	Individual Name on Record
Last Sale	$921,000 (Jun 2022)
Tax Bill	$15,649 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-30 00034A`

Property Details

APN / Parcel Number

Primary APN	`R-30 00034A`
Alternative APNs	`STOW M:000R-30 P:034A` `M:000R=30 P:034A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,420 sqft Living Area
Gross Area	4,036 sqft
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,506 sqft (1.94 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-30 00034A
Street Address	16 WALNUT RIDGE RD
City	STOW
State	MA
Zip	01775-1169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1000
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 WALNUT RIDGE RD, STOW, MA 01775-1169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit DIGITAL FEDERAL CREDIT UNION
Jun 22, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	202294152
Deed Book / Page	80315 / 536
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Recording Date	Aug 21, 2026
Property Address	16 WALNUT RIDGE RD, STOW, MA 01775-1169
Document Number	0000105822
Book / Page	86041 / 375
Instrument Date	Aug 14, 2026
Instrument	2026105822
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WALNUT RIDGE RD, STOW, MA 01775-1169

Mortgage

Document Number	0000105822,
Date	Aug 21, 2026
Book Page	86041/375
Instrument	2026105822

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2066

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jun 22, 2022
Property Address	16 WALNUT RIDGE RD, STOW, MA 01775-1169
Document Number	080315-536
Book / Page	80315 / 536
Instrument Date	Jun 22, 2022
Instrument	94152
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 WALNUT RIDGE RD, STOW, MA 01775-1169

Mortgage

Document Number	0000094153
Date	Jun 22, 2022
Instrument	94153

Lender

Name	BAY EQUITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,649.00 (+3.21%)	$875,700 (+0.61%) Land $372,900 Building $502,800	$941,123 (-2.03%)
2025	$15,162.00 (+8.55%)	$870,400 (+5.75%) Land $355,200 Building $515,200	$960,640
2024	$13,968.00 (+1.99%)	$823,100 (+8.96%) Land $342,800 Building $480,300
2023	$13,695.00	$755,400 Land $327,400 Building $428,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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