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45 W Point Dr, Excelsior, MN 55331 Property Records

Hennepin County property record for 45 W Point Dr, Excelsior, MN 55331 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,960 sqft · built 1986
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Tax Bill$8,638 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-117-23-44-0092

Property Details

APN / Parcel Number

Primary APN21-117-23-44-0092

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Building Area1,960 sqft Living Area
Gross Area3,798 sqft
1st Floor Area1,960 sqft
Basement Area1,142 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1989
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions165 ft deep x 75 ft wide
TerrainWooded
Garage TypeAttached
Garage Area528 sqft

Exterior Amenities

PorchScreened Porch
Porch Area168 sqft
Deck Area298 sqft
Patio Area298 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address45 W POINT DR
CityEXCELSIOR
StateMN
Zip55331-9459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 004 BLOCK 002 T TONKA BAY WOODS 3RD ADDN 75 X 165
Legal Range23
Legal Township117
Legal Section21
Legal Quarter44
Legal SubdivisionTONKA BAY WOODS 3RD ADDN
Legal Block2
Legal Lot Number4
JurisdictionHENNEPIN MN
Township / Civil DivisionTONKA BAY
Census Block Group3
Census Block3006
Census Tract27501

Owner

Source: Hennepin County records · APN 21-117-23-44-0092

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 W POINT DR, EXCELSIOR, MN 55331-9459
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 03, 2014
Transfer Doc0005208872
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address45 W POINT DR, EXCELSIOR, MN 55331-9459
Document Number0005444838
Instrument DateMar 30, 2017
Transaction TypeMortgage
Record UpdatedJun 20, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address45 W POINT DR EXCELSIOR MN 553319459, EXCELSIOR, MN 55331-9459

Mortgage

Document Number0005444838
DateMay 23, 2017
Instrument5444838
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 22, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityTonka Bay City
Unified School DistrictMinnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,638.00 (+18.31%)$725,100 (+9.04%) Land $272,000 Building $453,100$725,100 (+9.04%) Land $272,000 Building $453,100
2023$7,301.00 Homeowner's exemption
2022$665,000 Land $238,000 Building $427,000$665,000 Land $238,000 Building $427,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1980–2014)
Most Recent ClaimJun 2014, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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