Hennepin County property record for 40 W Point Dr, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,481 sqft · built 1985 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $464,000 (Aug 2019) |
| Tax Bill | $7,302 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-117-23-44-0072 |
| Primary APN | 21-117-23-44-0072 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,481 sqft Living Area |
| Gross Area | 2,802 sqft |
| 1st Floor Area | 1,481 sqft |
| Basement Area | 815 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 181 ft deep x 7.5 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Open Porch |
| Deck Area | 269 sqft |
| Patio Area | 256 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 40 W POINT DR |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 004 BLOCK 001 T TONKA BAY WOODS 3RD ADDN NW88X181X62X176 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 21 |
| Legal Quarter | 44 |
| Legal Subdivision | TONKA BAY WOODS 3RD ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | TONKA BAY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 27501 |
Source: Hennepin County records · APN 21-117-23-44-0072
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 40 W POINT DR, EXCELSIOR, MN 55331-9458 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 21, 2019 | Warranty Deed, Transfer · VA Mortgage BELL BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | Nov 20, 1996 · Amount on Record |
| Deed Document Number | 20195638298 |
| Last Transfer Date | May 01, 2024 |
| Transfer Doc | 00T6076398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 40 W POINT DR, EXCELSIOR, MN 55331-9458 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0T05795539 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | T05795539 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Aug 21, 2019 |
| Property Address | 40 W POINT DR, EXCELSIOR, MN 55331-9458 |
| Document Number | 0005638298 |
| Instrument Date | Aug 04, 2019 |
| Instrument | 5638298 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2019 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,577.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 W POINT DR EXCELSIOR MN 553319458, EXCELSIOR, MN 55331-9458 |
| Document Number | 5638299 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 5638299 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2049 |
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Tonka Bay City |
| Unified School District | Minnetonka Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,302.00 (+2.46%) | $625,200 (-0.78%) Land $272,000 Building $353,200 | $625,200 (-0.78%) Land $272,000 Building $353,200 |
| 2024 | $7,127.00 (+13.61%) | $630,100 (+8.26%) Land $272,000 Building $358,100 | $630,100 (+8.26%) Land $272,000 Building $358,100 |
| 2023 | $6,273.00 Homeowner's exemption | ||
| 2022 | $582,000 Land $238,000 Building $344,000 | $582,000 Land $238,000 Building $344,000 |
Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1980–2014) |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Tonka Bay serves 1,442 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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