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45 W High St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 45 W High St, Bound Brook, NJ 08805 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1924
Square Footage1,625 sqft Living Area
Lot Size8,002 sqft (0.184 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2023)
Tax Bill$9,186.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-00048-0000-00024
Alternative APN
  • 040004800024

Interior

Building Area1,625 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Construction TypeFrame Construction
Lot Area8,002 sqft (0.184 acres)
Depth X Width160 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address45 W HIGH ST
CityBOUND BROOK
StateNJ
Zip08805-1947
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionGEORGE WINSOR
Legal Block48
Legal Lot Number24
JurisdictionSOMERSET NJ
Minor Civil DivisionBOUND BROOK
Census Blockgroup2
Census Block2005
Census Tract51100

Owner

Source: Somerset County and Bound Brook Borough records · APN 04-00048-0000-00024

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 W HIGH ST, BOUND BROOK, NJ 08805-1947
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 30, 2023Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Jan 01, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
FELLOWSHIP HM LOANS
Apr 09, 2019Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2023 · Amount on Record
Deed SaleSep 15, 2023 · Amount on Record
Prior SaleJul 06, 2009 · Amount on Record
Deed Doc Number202324138
Deed Book / Page7524 / 2949
Prior Transfer DateApr 03, 2019
Prior Transfer Doc0000011660
Record RefreshedSep 20, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateSep 15, 2023
Property Address45 W HIGH ST, BOUND BROOK, NJ 08805-1947
Document Number0000024138
Book / Page7524 / 2949
Instrument DateAug 30, 2023
Instrument2023024138
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyCATICTITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,215.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6 WHITMAN DR, DENVILLE, NJ 07834-1329

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 W HIGH ST, BOUND BROOK, NJ 08805-1947

Mortgage

Document Number0000024139
DateSep 15, 2023
Book Page7524/2955
Instrument2023024139
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address45 W HIGH ST, BOUND BROOK, NJ 08805-1947
Transaction TypeMortgage
Record UpdatedFeb 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000002501
DateJan 30, 2023
Book Page7490/3757
Instrument2023002501
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 20, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address45 W HIGH ST, BOUND BROOK, NJ 08805-1947
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057618
DateNov 16, 2020
Book Page7274/268
Instrument2020057618
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueDec 01, 2045

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address45 W HIGH ST, BOUND BROOK, NJ 08805-1947
Document Number0000005947
Instrument DateJan 01, 2020
Transaction TypeMortgage
Record UpdatedMar 03, 2020
Title CompanyQUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 W HIGH ST BOUND BROOK NJ 088051947, BOUND BROOK, NJ 08805-1947

Mortgage

Document Number0000005947
DateFeb 07, 2020
Book Page007188/001621
Instrument5947
Lender
NameFELLOWSHIP HM LOANS
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term300 Months
DueFeb 06, 2045

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERSET NJ
Recording DateApr 09, 2019
Property Address45 W HIGH ST, BOUND BROOK, NJ 08805-1947
Document Number0000011660
Book / Page007110 / 000703
Instrument DateApr 03, 2019
Instrument11660
Transaction TypeTransfer
Record UpdatedApr 29, 2019
Title CompanyQUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 W HIGH ST BOUND BROOK NJ 088051947, BOUND BROOK, NJ 08805-1947

Mortgage

Document Number11661
DateApr 09, 2019
Book Page007110/000711
Instrument11661
Lender
NameFELLOWSHIP HM LOANS
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 08, 2049

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityBound Brook Borough
Unified School DistrictBound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$473,900 (+13.86%) Land $245,100 Building $228,800$473,900 (+13.86%) Land $245,100 Building $228,800
2025$9,186.00 (+3.31%)$416,200 (+15.97%) Land $221,400 Building $194,800$416,200 (+15.97%) Land $221,400 Building $194,800
2024$8,892.00 (+7.98%)
2023$358,900 (+8.43%) Land $173,900 Building $185,000$358,900 (+8.43%) Land $173,900 Building $185,000
2022$8,235.00 (+7.44%)$331,000 Land $154,900 Building $176,100$331,000 Land $154,900 Building $176,100
2021$7,665.00

Flood & Wildfire

45 W High St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Somerset County (34035C), updated September 3, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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