38 W High St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 38 W High St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,712 sqft · built 1908
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Nov 2019)
Tax Bill	$9,314 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00031-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`04-00031-0000-00008`
Alternative APN	`040003100008`

Interior

Stories	2 Stories
Building Area	1,712 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Construction Type	Frame
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	150 ft deep x 39 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38 W HIGH ST
City	BOUND BROOK
State	NJ
Zip	08805-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	31
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	2
Census Block	2009
Census Tract	51100

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29 LINCOLN ST, RARITAN, NJ 08869-1942
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Nov 22, 2019	Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	201945386
Deed Book / Page	7169 / 2011
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	38 W HIGH ST, BOUND BROOK, NJ 08805-1948
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044980
Date	Nov 7, 2022
Book Page	7478/3151
Instrument	2022044980

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 25, 2042

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 22, 2019
Property Address	38 W HIGH ST, BOUND BROOK, NJ 08805-1948
Document Number	0000045386
Book / Page	007169 / 002011
Instrument Date	Nov 1, 2019
Instrument	45386
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	SURETY TITLE CORPORATION, SURETY TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29 LINCOLN ST RARITAN NJ 088691942, RARITAN, NJ 08869-1942

Mortgage

Document Number	45387
Date	Nov 22, 2019
Book Page	007169/002016
Instrument	45387

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,800 (+1.85%) Land $232,500 Building $197,300	$429,800 (+1.85%) Land $232,500 Building $197,300
2025	$9,314.00 (+3.23%)	$422,000 (+12.74%) Land $213,900 Building $208,100	$422,000 (+12.74%) Land $213,900 Building $208,100
2024	$9,023.00 (+4.76%)
2023		$374,300 Land $176,700 Building $197,600	$374,300 Land $176,700 Building $197,600
2022	$8,613.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	899 (1978–2025)
Claims Outside the SFHA	103 of 899
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 171 claims Severe Storms And Flooding, Apr 2010 · 267 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 219 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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