Essex County and Saugus Town property record for 45 Vine St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,610 sqft · built 1950 |
| Lot Size | 0.376 acres (16,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $341,000 (Oct 2015) |
| Tax Bill | $5,824 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Dec 2024 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | SAUG M:008-D B:0009 L:0004 |
| Primary APN | SAUG M:008-D B:0009 L:0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,610 sqft Living Area |
| Gross Area | 2,595 sqft |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 688 sqft |
| Unfinished Basement | 688 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,400 sqft (0.376 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 4601032 |
|---|---|
| Street Address | 45 VINE ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 9 |
| Legal Lot Number | 4 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 VINE ST, SAUGUS, MA 01906-3420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Dec 17, 2024 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Nov 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage MSA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2015 · Amount on Record |
| Deed Sale | Oct 2, 2015 · Amount on Record |
| Prior Sale | May 7, 2015 · Amount on Record |
| Deed Book / Page | 34420 / 337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 VINE ST, SAUGUS, MA 01906-3420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041301-61 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 41301/61 |
| Instrument | 20221114004530 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 VINE ST, SAUGUS, MA 01906-3420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042490-202 |
|---|---|
| Date | Dec 17, 2024 |
| Book Page | 42490/202 |
| Instrument | 20241217002150 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 VINE ST, SAUGUS, MA 01906-3420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040367-62 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 40367/62 |
| Instrument | 20211012001220 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 VINE ST, SAUGUS, MA 01906-3420 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40367-62 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 40367/62 |
| Instrument | 20211012001220 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 VINE ST, SAUGUS, MA 01906-3420 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36362-178 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 36362/178 |
| Instrument | 171128002780 |
| Name | MSA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,824.00 (+6.65%) | $545,300 (+6.34%) Land $318,100 Building $227,200 | $578,930 |
| 2024 | $5,461.00 (+1.51%) | $512,800 (+7.33%) Land $289,200 Building $223,600 | |
| 2023 | $5,380.00 | $477,800 Land $260,300 Building $217,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1991–2008) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2008 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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