Essex County and Saugus Town property record for 40 Vine St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,364 sqft · built 1890 |
| Lot Size | 0.265 acres (11,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (May 2003) |
| Tax Bill | $6,818 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance Apr 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:008-D B:0012 L:0012 |
| Primary APN | SAUG M:008-D B:0012 L:0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,364 sqft Living Area |
| Gross Area | 3,653 sqft |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 1,261 sqft |
| Unfinished Basement | 1,261 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,552 sqft (0.265 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 10090013 |
|---|---|
| Street Address | 40 VINE ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 12 |
| Legal Lot Number | 12 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records · APN SAUG M:008-D B:0012 L:0012
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 VINE ST, SAUGUS, MA 01906-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Apr 08, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jan 06, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2003 · Amount on Record |
| Deed Sale | May 30, 2003 · Amount on Record |
| Prior Sale | Mar 01, 1999 · Amount on Record |
| Deed Book / Page | 20917 / 459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 40 VINE ST, SAUGUS, MA 01906-3435 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 041214-370 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 41214/370 |
| Instrument | 6 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 40 VINE ST, SAUGUS, MA 01906-3435 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39745-169 |
|---|---|
| Date | Apr 08, 2021 |
| Book Page | 39745/169 |
| Instrument | 20210408000570 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 40 VINE ST, SAUGUS, MA 01906-3435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38173-144 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 38173/144 |
| Instrument | 20200106001590 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,818.00 (+5.72%) | $638,400 (+5.43%) Land $302,100 Building $336,300 | $741,380 |
| 2024 | $6,449.00 (+0.61%) | $605,500 (+6.36%) Land $274,700 Building $330,800 | |
| 2023 | $6,410.00 | $569,300 Land $247,200 Building $322,100 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1991–2008) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2008 · Severe Winter Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 429 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures