45 Valley Rd, West Cornwall, CT 06796 Property Records

Cornwall Town property record for 45 Valley Rd, West Cornwall, CT 06796

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,893 sqft · built 2020
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Jul 2018)
Tax Bill$9,033 (2025)
Deeds & MortgagesJan 2022 Refinance
Mar 2021 Mortgage
APN98100098

Property Details

APN / Parcel Number

Primary APN98100098
Alternative APN
  • CORN M:D06 B:01 L:08

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,893 sqft Living Area
Gross Area3,561 sqft
Basement Area1,147 sqft
Unfinished Basement1,147 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account Number98100098
Street Address45 VALLEY RD
CityWEST CORNWALL
StateCT
Zip06796-1811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block1
Legal Lot Number8
JurisdictionCORNWALL CT
Township / Civil DivisionCORNWALL
Census Block Group2
Census Block2074
Census Tract263200

Owner

Source: Cornwall Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 VALLEY RD, WEST CORNWALL, CT 06796-1811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SALISBURY BANK & TRUST CO
Mar 1, 2021Deed of Trust, Mortgage · Balloon Mortgage
SALISBURY BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2018 · Amount on Record
Deed SaleJul 18, 2018 · Amount on Record
Deed Book / Page121 / 993
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORNWALL CT
Property Address45 VALLEY RD, WEST CORNWALL, CT 06796-1811
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000126-982
DateJan 24, 2022
Book Page126/982
Lender
NameSALISBURY BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORNWALL CT
Property Address45 VALLEY RD, WEST CORNWALL, CT 06796-1811
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000125-400
DateMar 1, 2021
Book Page125/400
Lender
NameSALISBURY BANK & TRUST CO
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Cornwall Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionCornwall Town
Elementary School DistrictCornwall School District (PK - 08)
Secondary School DistrictRegional School District 01 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,033.00$566,000 (-) Land $191,100 Building $374,900$396,200 Land $133,770 Building $262,430
2024$9,033.00 (+8.57%)
2023$8,320.00$566,000 Land $191,100 Building $374,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Valley Rd

Nearby Streets

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