103 Valley Rd, West Cornwall, CT 06796 Property Records

Cornwall Town property record for 103 Valley Rd, West Cornwall, CT 06796 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 3,516 sqft · built 1900
Lot Size	2.74 acres (119,354 sqft)
Owner	Individual Name on File
Last Sale	$1,110,000 (Apr 2024)
Tax Bill	$12,206 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2020 Refinance
APN	`98100565`

Property Details

APN / Parcel Number

Primary APN	`98100565`
Alternative APN	`CORN M:D05 B:01 L:08`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,516 sqft Living Area
Gross Area	6,596 sqft
Basement Area	1,800 sqft
Unfinished Basement	1,800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	119,354 sqft (2.74 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	98100565
Street Address	103 VALLEY RD
City	WEST CORNWALL
State	CT
Zip	06796-1811
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	1
Legal Lot Number	8
Jurisdiction	CORNWALL CT
Township / Civil Division	CORNWALL
Census Block Group	2
Census Block	2074
Census Tract	263200

Owner

Source: Cornwall Town records · APN 98100565

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	550 GRAND ST, G2A, NEW YORK, NY 10002-4219
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIBANK NA
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2024 · Amount on Record
Deed Sale	Apr 04, 2024 · Amount on Record
Deed Book / Page	129 / 125
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORNWALL CT
Recording Date	Apr 04, 2024
Property Address	103 VALLEY RD, WEST CORNWALL, CT 06796-1811
Document Number	000129-125
Book / Page	129 / 125
Instrument Date	Apr 03, 2024
Transaction Type	Transfer
Record Updated	Jul 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 GRAND ST APT G2A, G2A, NEW YORK, NY 10002-4219

Mortgage

Document Number	0000129129
Date	Apr 04, 2024
Instrument	129/129

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	May 01, 2034
Max Rate At Change	2.75%
Index	Other

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORNWALL CT
Property Address	103 VALLEY RD, WEST CORNWALL, CT 06796-1811
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	124-550
Date	Oct 27, 2020
Book Page	124/550

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Cornwall Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cornwall Town
Elementary School District	Cornwall School District (PK - 08)
Secondary School District	Regional School District 01 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,206.00	$764,800 (-) Land $247,400 Building $517,400	$535,360 Land $173,180 Building $362,180
2024	$12,206.00 (+8.57%)
2023	$11,243.00	$764,800 Land $247,400 Building $517,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Optimum Communications	Cable	940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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