45 Townsend St, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 45 Townsend St, Milltown, NJ 08850

Property Summary

Property TypeSingle Family Home
Details1,392 sqft · built 1956
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$249,000 (Dec 2011)
Tax Bill$9,843 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11-00109-0000-00004

Property Details

APN / Parcel Number

Primary APN11-00109-0000-00004
Alternative APN
  • 110010900004

Interior

Stories2 Stories
Building Area1,392 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions100 ft deep x 61 ft wide
Garage TypeAttached
Parking Spaces7 Parking Spaces

Location & Zoning

Street Address45 TOWNSEND ST
CityMILLTOWN
StateNJ
Zip08850-1719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal Description61X100
Legal Block109
Legal Lot Number4
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMILLTOWN
Census Block Group6
Census Block6009
Census Tract6300

Owner

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 TOWNSEND ST, MILLTOWN, NJ 08850-1719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2011 · Amount on Record
Deed SaleDec 14, 2011 · Amount on Record
Deed Document Number201112690
Deed Book / Page6309 / 419
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address45 TOWNSEND ST, MILLTOWN, NJ 08850-1719
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077505
DateAug 24, 2020
Book Page17996/791
Instrument2020077505
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMilltown Borough
Unified School DistrictMilltown Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,600 (-) Land $73,200 Building $68,400$141,600 (-) Land $73,200 Building $68,400
2025$9,843.00 (+2.93%)$141,600 (-) Land $73,200 Building $68,400$141,600 (-) Land $73,200 Building $68,400
2024$9,563.00 (+2.31%)
2023$141,600 Land $73,200 Building $68,400$141,600 Land $73,200 Building $68,400
2022$9,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 individual policies
Nearby Flood Policies60 units insured
incl. 45 condo units
Nearby Flood Claims20 (1989–2021)
Claims Outside the SFHA5 of 20
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 9 claims
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLTOWN W DEPT
serves 7,000 people · EPA ID NJ1212001
Water SourcePurchased surface water from NEW BRUNSWICK W DEPT
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment failure
not recorded as resolved · Nov 2025
Treatment and ProcedureCorrosion control
Jul 2025
Lead public education
Aug 2017
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Optimum.

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