41 Townsend St, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 41 Townsend St, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 1959
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Feb 2022)
Tax Bill	$10,559 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00109-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`11-00109-0000-00002`
Alternative APN	`110010900002`

Interior

Stories	2 Stories
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Street Address	41 TOWNSEND ST
City	MILLTOWN
State	NJ
Zip	08850-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	60X100
Legal Subdivision	OTTO E ZIPF LANDS
Legal Block	109
Legal Lot Number	2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	6
Census Block	6009
Census Tract	6300

Owner

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 TOWNSEND ST, MILLTOWN, NJ 08850-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed, Transfer · Conventional Mortgage PETRA MORTGAGE LLC
Jul 12, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	202217556
Deed Book / Page	18827 / 1793
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 14, 2022
Property Address	41 TOWNSEND ST, MILLTOWN, NJ 08850-1719
Document Number	0000017556
Book / Page	18827 / 1793
Instrument Date	Jan 13, 2022
Instrument	2022017556
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 VANDEVENTER CT, SAYREVILLE, NJ 08872-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 TOWNSEND ST, MILLTOWN, NJ 08850-1719

Mortgage

Document Number	0000017557
Date	Feb 14, 2022
Instrument	2022017557

Lender

Name	PETRA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 12, 2019
Property Address	41 TOWNSEND ST, MILLTOWN, NJ 08850-1719
Document Number	0000054254
Book / Page	017552 / 001689
Instrument Date	Jun 14, 2019
Instrument	54254
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 TOWNSEND ST MILLTOWN NJ 088501719, MILLTOWN, NJ 08850-1719

Mortgage

Document Number	54255
Date	Jul 12, 2019
Book Page	017552/001694
Instrument	54255

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,900 (-) Land $72,900 Building $79,000	$151,900 (-) Land $72,900 Building $79,000
2025	$10,559.00 (+2.92%)	$151,900 (-) Land $72,900 Building $79,000	$151,900 (-) Land $72,900 Building $79,000
2024	$10,259.00 (+2.32%)
2023		$151,900 Land $72,900 Building $79,000	$151,900 Land $72,900 Building $79,000
2022	$10,026.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 individual policies
Nearby Flood Policies	60 units insured incl. 45 condo units
Nearby Flood Claims	20 (1989–2021)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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