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45 Tippitt Ln, Ridgely, TN 38080 Property Records

Lake County property record for 45 Tippitt Ln, Ridgely, TN 38080

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,636 sqft · built 1988
Lot Size0.365 acres (15,912 sqft)
OwnerIndividual Name on Record
Last Sale$57,000 (Aug 2025)
Tax Bill$338 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (high risk)
APN048064 02126

Property Details

APN / Parcel Number

Primary APN048064 02126
Alternative APN
  • 064 02126

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,636 sqft Living Area
1st Floor Area1,380 sqft
Basement Area256 sqft
Finished Basement256 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,912 sqft (0.365 acres)
Lot Dimensions156 ft deep x 102 ft wide
Garage TypeUnfinished
Garage Area256 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area307 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address45 TIPPITT LN
CityRIDGELY
StateTN
Zip38080-6214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 05, COUNTY AREA: L10
Legal SubdivisionTIPPIT
JurisdictionLAKE TN
Township / Civil Division3
Census Block Group3
Census Block3028
Census Tract960200

Owner

Source: Lake County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address45 TIPPITT LN, RIDGELY, TN 38080-6214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2025 · Amount on Record
Deed SaleAug 12, 2025 · Amount on Record
Deed Document Number21118
Deed Book / Page73 / 639
Record UpdatedJun 8, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE TN
Recording DateAug 12, 2025
Property Address45 TIPPITT LN, RIDGELY, TN 38080-6214
Document Number000073/639
Book / Page73 / 639
Instrument DateAug 11, 2025
Instrument21118
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyDYER LAND TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address45 TIPPITT LN, RIDGELY, TN 38080-6214

Mortgage

Document Number0000021119
DateAug 12, 2025
Instrument21119
Lender
NameLEADERS CREDIT UNION
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate8.25%
Type Change DateSep 1, 2032
Change Frequency6 Months
Min Rate At Change3.5%
Max Rate At Change13.2%
IndexSOFR Average 30-Day
Margin2
Max Rate13.2%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$338.00$10,050 (-) Land $2,475 Building $7,575
2024$338.00 (+52.94%)$10,050 (+29.68%) Land $2,475 Building $7,575$40,200 (+29.68%) Land $9,900 Building $30,300
2022$221.00$7,750 Land $1,625 Building $6,125$31,000 Land $6,500 Building $24,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1997–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGELY WATER SYSTEM
serves 2,059 people · EPA ID TN0000579
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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