20 Tippitt Ln, Ridgely, TN 38080 Property Records

Lake County property record for 20 Tippitt Ln, Ridgely, TN 38080

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,271 sqft · built 1979
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$28,300 (Mar 2009)
Tax Bill	$449 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (high risk)
APN	`048064 02121`

Property Details

APN / Parcel Number

Primary APN	`048064 02121`
Alternative APN	`064 02121`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,271 sqft Living Area
1st Floor Area	1,271 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	156 ft deep x 82 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	20 TIPPITT LN
City	RIDGELY
State	TN
Zip	38080-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: L10
Jurisdiction	LAKE TN
Township / Civil Division	3
Census Block Group	3
Census Block	3028
Census Tract	960200

Owner

20 Tippitt Ln is owned and occupied by an individual who acquired it in December 2014.

Source: Lake County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	20 TIPPITT LN, RIDGELY, TN 38080-6214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2009 · Amount on File
Deed Sale	Mar 12, 2009 · Amount on File
Prior Sale	Mar 2, 2009 · Amount on File
Deed Book / Page	23 / 841
Last Transfer Date	Dec 29, 2014
Transfer Doc	000040/529
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE TN
Recording Date	Feb 5, 2021
Property Address	20 TIPPITT LN, RIDGELY, TN 38080-6214
Document Number	000058/109
Book / Page	58 / 109
Instrument Date	Jan 29, 2021
Instrument	17484
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TIPPITT LN, RIDGELY, TN 38080-6214

Mortgage

Document Number	0000017485
Date	Feb 5, 2021
Instrument	17485

Lender

Name	THE BETTY PARKER JONES REVOCABLE LI
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	1 Months
Due	Mar 6, 2021

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Tippitt Ln was $449.

Source: Lake County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$449.00	$13,325 (-) Land $1,575 Building $11,750
2024	$449.00	$13,325 Land $1,575 Building $11,750	$53,300 Land $6,300 Building $47,000
2022	$353.00	$12,400 Land $1,025 Building $11,375	$49,600 Land $4,100 Building $45,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Tippitt Ln in Zone X, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Tippitt Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGELY WATER SYSTEM serves 2,059 people · EPA ID TN0000579
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tippitt Ln

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