45 Sunny Shores Loop, Sagle, ID 83860 Property Records

Bonner County property record for 45 Sunny Shores Loop, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 6,191 sqft · built 1979
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Company Names on Record
Last Sale	$530,100 (Mar 2017)
Tax Bill	$9,896 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP00452000028AA`

Property Details

APN / Parcel Number

Primary APN	`RP00452000028AA`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,191 sqft Finished Area
1st Floor Area	6,191 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	40,511 sqft (0.93 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	144 sqft
Pole Barn	1,620 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	45 SUNNY SHORES LOOP
City	SAGLE
State	ID
Zip	83860-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	36-57N-3W SUNNY SHORES REPLAT LOT 28
Legal Range	03W
Legal Township	57N
Legal Section	36
Legal Subdivision	SUNNY SHORES
Legal Lot Number	28
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1002
Census Tract	950801

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 SUNNY SHORES LOOP, SAGLE, ID 83860-8728
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 8, 2017	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TITLE SANDPOI
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	2017902517
Prior Transfer Date	Mar 7, 2017
Prior Transfer Doc	0000902516
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	45 SUNNY SHORES LOOP, SAGLE, ID 83860-8728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	968093
Date	Oct 20, 2020
Instrument	968093

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Mar 8, 2017
Property Address	45 SUNNY SHORES LOOP, SAGLE, ID 83860-8728
Document Number	902516
Map Reference	MB 4 PG 130
Instrument Date	Mar 7, 2017
Instrument	902516
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TITLE SANDPOI

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1036, SAGLE, ID 83860-1036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Mar 8, 2017
Property Address	45 SUNNY SHORES LOOP, SAGLE, ID 83860-8728
Document Number	902517
Map Reference	MB 4 PG 130
Instrument Date	Mar 2, 2017
Instrument	902517
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	30230 152ND AVE SE, KENT, WA 98042-4504

Mortgage

Document Number	902518
Date	Mar 8, 2017
Instrument	902518

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,861,105 (+0.84%)	$2,861,105 (+0.84%)
2025	$9,896.00 (+57.58%) Homeowner's exemption	$2,837,241 (+51.41%) Land $1,472,075 Building $1,365,166	$2,837,241 (+51.41%) Land $1,472,075 Building $1,365,166
2023	$6,280.00 Homeowner's exemption	$1,873,900 Land $1,141,245 Building $732,655	$1,873,900 Land $1,141,245 Building $732,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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