195 Sunny Shores Loop, Sagle, ID 83860 Property Records

Bonner County property record for 195 Sunny Shores Loop, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 2018
Lot Size	0.637 acres (27,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,569,400 (Aug 2022)
Tax Bill	$7,059 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`RP004520000210A`

Property Details

APN / Parcel Number

Primary APN	`RP004520000210A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,738 sqft Finished Area
1st Floor Area	1,738 sqft
Great Room	Great Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,748 sqft (0.637 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	195 SUNNY SHORES LOOP
City	SAGLE
State	ID
Zip	83860-8729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	36-57N-3W SUNNY SHORES LOT 21
Legal Range	03W
Legal Township	57N
Legal Section	36
Legal Subdivision	SUNNY SHORES
Legal Lot Number	21
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1002
Census Tract	950801

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10107 N COMANCHE DR, SPOKANE, WA 99208-9367
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN TITLE COMPANY
Aug 23, 2017	Warranty Deed, Transfer ALLIANCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Aug 23, 2017
Deed Document Number	20221010044
Prior Transfer Date	Nov 5, 2013
Prior Transfer Doc	852815
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 16, 2022
Property Address	195 SUNNY SHORES LOOP, SAGLE, ID 83860
Document Number	0001010044
Map Reference	MB 3 PG 129
Instrument Date	Aug 9, 2022
Instrument	1010044
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10107 N COMANCHE DR, SPOKANE, WA 99208-9367

Mortgage

Document Number	0001010045
Date	Aug 16, 2022
Instrument	1010045

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	195 SUNNY SHORES LOOP, SAGLE, ID 83860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TITLE SANDPOI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	905528
Date	May 22, 2017
Instrument	905528

Lender

Name	FIRST AMERICAN TITLE COMPANY
Type	Non-Lending Institution
Address	SANDPOINT, ID 83864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 23, 2017
Property Address	195 SUNNY SHORES LOOP, SAGLE, ID 83860
Document Number	910256
Map Reference	MB3 PG129
Instrument Date	Aug 9, 2017
Instrument	910256
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12009 S ANDRUS RD, CHENEY, WA 99004-9649

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,824,442 (+0.24%)	$1,824,442 (+0.24%)
2025	$7,059.00 (+13.32%)	$1,820,032 (+22.6%) Land $1,244,720 Building $575,312	$1,820,032 (+22.6%) Land $1,244,720 Building $575,312
2023	$6,229.00	$1,484,523 Land $966,470 Building $518,053	$1,484,523 Land $966,470 Building $518,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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