Pawtucket City property record for 45 Sumner St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,410 sqft · built 1954 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,258 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-1290-00 |
| Primary APN | 8-1290-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 3,020 sqft |
| 1st Floor Area | 940 sqft |
| Basement Area | 940 sqft |
| Unfinished Basement | 940 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,543 sqft (0.265 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8-1290-00 |
|---|---|
| Street Address | 45 SUMNER ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 321 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 11403 |
Source: Pawtucket City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 SUMNER ST, CUMBERLAND, RI 02864-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage NAVIGANT CREDIT UNION |
| Nov 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Nov 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2011 |
| Deed Sale | Jan 31, 2011 |
| Deed Book / Page | 1525 / 459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 45 SUMNER ST, CUMBERLAND, RI 02864-1823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002010-725 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 2010/725 |
| Instrument | 151133 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 45 SUMNER ST, CUMBERLAND, RI 02864-1823 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 001913-413 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 1913/413 |
| Instrument | 129141 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 45 SUMNER ST, CUMBERLAND, RI 02864-1823 |
| Document Number | 1790-58 |
| Instrument Date | Nov 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Name | Verified Name |
|---|---|
| Address | 45 SUMNER ST CUMBERLAND RI 028641823, CUMBERLAND, RI 02864-1823 |
| Document Number | 1790-58 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 001790/000058 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 3, 2033 |
Source: Pawtucket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Pawtucket City |
| Unified School District | Pawtucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,258.00 (+5.63%) | $425,400 (+29.5%) Land $222,100 Building $203,300 | $414,245 |
| 2025 | $4,031.00 (+5.61%) | $328,500 (-) Land $146,700 Building $181,800 | |
| 2023 | $3,817.00 (+7.86%) | $328,500 (+39.14%) Land $146,700 Building $181,800 | |
| 2022 | $3,539.00 | $236,100 Land $102,500 Building $133,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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