39 Sumner St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 39 Sumner St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 2011
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2019)
Tax Bill	$4,979 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9962-34`

Property Details

APN / Parcel Number

Primary APN	`9962-34`
Alternative APN	`CUMB M:053 B:0317 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	2,382 sqft
1st Floor Area	754 sqft
Basement Area	754 sqft
Unfinished Basement	754 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9962-34
Street Address	39 SUMNER ST
City	CUMBERLAND
State	RI
Zip	02864-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	317
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5001
Census Tract	11403

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 SUMNER ST, CUMBERLAND, RI 02864-1823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Apr 5, 2019	Warranty Deed, Transfer WILLIAM J CANNING LLC
Jan 16, 2019	Quit Claim Deed, Foreclosure
Dec 5, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Book / Page	1813 / 87
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 12, 2019
Property Address	39 SUMNER ST, CUMBERLAND, RI 02864-1823
Document Number	1813-87
Book / Page	1813 / 87
Instrument Date	Sep 12, 2019
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	181391
Date	Sep 12, 2019
Instrument	1813/91

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 5, 2019
Property Address	39 SUMNER ST, CUMBERLAND, RI 02864-1823
Document Number	1798-388
Book / Page	001798 / 000388
Instrument Date	Apr 3, 2019
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	39 SUMNER ST CUMBERLAND RI 028641823, CUMBERLAND, RI 02864-1823

Mortgage

Document Number	1798-390
Date	Apr 5, 2019
Book Page	001798/000390

Lender

Name	WILLIAM J CANNING LLC

Agreement

Amount	Amount Recorded

January 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 16, 2019
Property Address	39 SUMNER ST, CUMBERLAND, RI 02864-1823
Document Number	1792-678
Book / Page	001792 / 000678
Instrument Date	Dec 21, 2018
Transaction Type	Foreclosure
Record Updated	Feb 13, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420

December 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 5, 2018
Property Address	39 SUMNER ST, CUMBERLAND, RI 02864-1823
Document Number	1790-85
Book / Page	001790 / 000085
Instrument Date	Sep 17, 2018
Transaction Type	Foreclosure
Record Updated	Jan 2, 2019

Transaction

Amount	Amount Recorded
Tax	$236.96
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1001 SUMMERS AVE RICHMOND VA 23224, RICHMOND, VA 23224

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,979.00 (+5.6%)	$405,800 (-) Land $125,400 Building $280,400
2023	$4,715.00 (-0.55%)	$405,800 (+28.3%) Land $125,400 Building $280,400
2022	$4,741.00	$316,300 Land $87,700 Building $228,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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