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45 Sumner Ave, Seaside Heights, NJ 08751 Property Records

Ocean County and Seaside Heights Borough property record for 45 Sumner Ave, Seaside Heights, NJ 08751

Property Summary

Property TypeCommercial
Lot Size0.184 acres (8,002 sqft)
OwnerCompany Name on File
Last Sale$400,000 (Apr 2018)
Tax Bill$19,265 (2025)
Deeds & MortgagesNov 2018 Mortgage
Apr 2018 Sale
Flood ZoneZone AE (high risk)
APN27-00006-01-00043

Property Details

APN / Parcel Number

Primary APN27-00006-01-00043
Alternative APNs
  • 2700006000100043
  • 389

Exterior

Lot Area8,002 sqft (0.184 acres)
Lot Dimensions100 ft deep x 80 ft wide

Location & Zoning

Account Number389
Street Address45 SUMNER AVE
CitySEASIDE HEIGHTS
StateNJ
Zip08751
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeRB
Legal Description80X100
Legal SubdivisionMANHASSETT REALTY CO
Legal Block6.1
Legal Lot Number43
JurisdictionOCEAN NJ
Township / Civil DivisionSEASIDE HEIGHTS
Census Block Group2
Census Block2020
Census Tract728003

Owner

45 Sumner Ave, a commercial property, is owned by a company that bought it in April 2018.

Source: Ocean County and Seaside Heights Borough records, as of July 7, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 685, NORMANDY BEACH, NJ 08739-0685
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2018Deed of Trust, Mortgage
MANASQUAN BANK
Apr 18, 2018Grant Deed, Transfer
OCEAN VIEW TITLE INSURANCE AGENCY, OCEAN VIEW TITLE INS AGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2018 · Amount on File
Deed SaleApr 18, 2018 · Amount on File
Deed Document Number201837168
Deed Book / Page17087 / 1153
Prior Transfer DateJul 27, 2015
Prior Transfer Doc0162310079
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address45 SUMNER AVE, SEASIDE HEIGHTS, NJ 08751
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyWESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0173020734
DateNov 16, 2018
Book Page17302/0734
Instrument2018112663
Lender
NameMANASQUAN BANK
TypeBank
AddressMANASQUAN, NJ 08736
Agreement
AmountAmount on Record

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCEAN NJ
Recording DateApr 18, 2018
Property Address45 SUMNER AVE, SEASIDE HEIGHTS, NJ 08751
Document Number0170871153
Book / Page017087 / 001153
Instrument DateApr 10, 2018
Instrument37168
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyOCEAN VIEW TITLE INSURANCE AGENCY, OCEAN VIEW TITLE INS AGE

Transaction

AmountAmount on Record
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7 KING ST TOMS RIVER NJ 087536619, TOMS RIVER, NJ 08753-6619

Tax Assessment & Valuation

The 2025 property tax bill for 45 Sumner Ave was $19,265, up 40.4% from the year before.

Source: Ocean County and Seaside Heights Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
MunicipalitySeaside Heights Borough
Secondary School DistrictCentral Regional School District (07 - 12)
Elementary School DistrictSeaside Heights Borough School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,419,700 (-) Land $1,400,000 Building $19,700$1,419,700 (-) Land $1,400,000 Building $19,700
2025$19,265.00 (+40.43%)$1,419,700 Land $1,400,000 Building $19,700$1,419,700 Land $1,400,000 Building $19,700
2024$13,719.00
2023$452,200 Land $440,000 Building $12,200$452,200 Land $440,000 Building $12,200
2022$11,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Sumner Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 49 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies160 units insured
incl. 111 condo units
Nearby Flood Claims16 (2012)
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Sumner Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEASIDE HEIGHTS WATER DE
serves 19,900 people · EPA ID NJ1526001
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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