45 Summitcrest, Trabuco Canyon, CA 92679 Property Records

Orange County property record for 45 Summitcrest, Trabuco Canyon, CA 92679

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,358 sqft · built 1990
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on Record
Last Sale$1,025,000 (Apr 2007)
Tax Bill$14,117 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN804-561-05

Property Details

APN / Parcel Number

Primary APN804-561-05

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Building Area3,358 sqft Living Area

Exterior

Year BuiltBuilt 1990
Lot Area6,500 sqft (0.149 acres)
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address45 SUMMITCREST
CityTRABUCO CANYON
StateCA
Zip92679-3411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 13132 BLK LOT 23
Legal Tract13132
Legal Lot Number23
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1001
Census Tract32043

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address45 SUMMIT CT, RANCHO SANTA MARGARITA, CA 92688-5544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2007 · Amount on Record
Deed SaleApr 9, 2007 · Amount on Record
Prior SaleApr 28, 2004 · Amount on Record
Deed Document Number2007000228003
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address45 SUMMITCREST, TRABUCO CANYON, CA 92679-3411
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SUMMITCREST, TRABUCO CANYON, CA 92679-3411

Mortgage

Document Number0000459091
DateSep 2, 2020
Instrument2020000459091
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityRancho Santa Margarita City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$14,117.00 (+13.18%)$1,373,277 (+12.91%) Land $817,427 Building $555,850
2023$12,473.00 (+1.81%)$1,216,227 Land $767,144 Building $449,083
2022$12,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRABUCO CANYON WATER DISTRICT
serves 13,659 people · EPA ID CA3010094
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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