34 Summer St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 34 Summer St, Waterville, ME 04901 · Last verified August 2026

Property Summary

Property TypeApartments (5+ Units)
Details5 bd · 4 ba · 3,290 sqft · built 1900
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$86,700 (Nov 2016)
Tax Bill$4,206 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Mar 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNWAVL M:039 B:210

Property Details

APN / Parcel Number

Primary APNWAVL M:039 B:210
Alternative APN
  • 284

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms16 Rooms
Units4 Units
Stories2 Stories
Building Area3,290 sqft Living Area
Gross Area6,494 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number284
Street Address34 SUMMER ST
CityWATERVILLE
StateME
Zip04901-6454
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Block210
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group1
Census Block1009
Census Tract24102

Owner

Source: Kennebec County and Waterville City records · APN WAVL M:039 B:210

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1 HARDY RD, BEDFORD, NH 03110-4915
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2018Deed of Trust, Mortgage
NEW DIMENSIONS FCU
Mar 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BAR HARBOR BANK & TRUST CO
Nov 28, 2016Intrafamily Transfer, Transfer · Commercial Mortgage
NORTHEAST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 28, 2016 · Amount on Record
Deed SaleNov 28, 2016 · Amount on Record
Deed Document Number20162016028050
Deed Book / Page12476 / 0199
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address34 SUMMER ST, WATERVILLE, ME 04901-6454
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018003784
DateFeb 26, 2018
Book Page12847/0286
Instrument2018003784
Lender
NameNEW DIMENSIONS FCU
Agreement
AmountAmount Recorded

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address34 SUMMER ST, WATERVILLE, ME 04901-6454
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0202007913
DateMar 30, 2021
Book Page13946/196
Instrument202007913
Lender
NameBAR HARBOR BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

November 2016: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWATERVILLE ME
Recording DateNov 28, 2016
Property Address34 SUMMER ST, WATERVILLE, ME 04901-6454
Document Number2016028050
Book / Page12476 / 0199
Instrument2016028050
Transaction TypeTransfer
Record UpdatedMar 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2016028051
DateNov 28, 2016
Instrument2016028051
Lender
NameNORTHEAST BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueNov 28, 2046

Tax Assessment & Valuation

Source: Kennebec County and Waterville City records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,206.00 (+10.13%)$247,400 (+28.92%) Land $12,900 Building $234,500
2023$3,819.00 (+51.55%)$191,900 (+96.82%) Land $9,900 Building $182,000
2022$2,520.00$97,500 Land $7,500 Building $90,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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