45 Stream View Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 45 Stream View Dr, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,576 sqft · built 2014
Owner	Individual Name on File
Last Sale	$440,000 (Dec 2021)
Tax Bill	$4,719 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-0013-94`

Property Details

APN / Parcel Number

Primary APN	`1-0013-94`
Alternative APNs	`CUMB M:015 B:0138 L:045` `M:015 B:0138 L:045/0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
1st Floor Area	788 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1-0013-94
Street Address	45 STREAM VIEW DR
City	CUMBERLAND
State	RI
Zip	02864-5423
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	138
Legal Lot Number	45
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2026
Census Tract	11301

Owner

Source: Cumberland Town records · APN 1-0013-94

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 STREAM VIEW DR, CUMBERLAND, RI 02864-5423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Deed Book / Page	1918 / 231
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 30, 2021
Property Address	45 STREAM VIEW DR, CUMBERLAND, RI 02864-5423
Document Number	001918-231
Book / Page	1918 / 231
Instrument Date	Dec 30, 2021
Instrument	130186
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 STREAM VIEW DR, CUMBERLAND, RI 02864-5423

Mortgage

Document Number	0000130187
Date	Dec 30, 2021
Instrument	130187

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,719.00 (+5.59%)	$384,600 (-) Building $384,600
2023	$4,469.00 (-0.78%)	$384,600 (+27.99%) Building $384,600
2022	$4,504.00	$300,500 Building $300,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070113012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1979–2023)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Dec 2023, rainfall accumulation, Severe Storm And Flooding
Flood Events	Severe Storms And Flooding (Mar 2010), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Blackstone Canal listed 1971 · 1 contributing resources · NRIS 71000030

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.